| Exchange Rate Conversion |
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| The use of the Credit Card in place of payment of cash and/or for cash withdrawal and/or for the service of credit in any foreign countries shall be converted from the foreign currency into Thai Baht at the exchange rate which is a selling rate of such foreign currency announced by each network company that Citibank is a member on the date that Citibank is collected from that company. The date and time may be changed based on the actual billing incurred and notified to Citibank which cardholder can check for the initial reference conversion rate from: |
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| For VISA’s network: www.visa.com/exchangerates |
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| For MasterCard’s network: www.mastercard.com/us |
| Select Personal and then select Currency Conversion Tool |
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| Additionally, cardholder hereby agrees to bind himself/herself for a foreign currency exchange fee and/or a hedging premium at the rate of not more than 2.5% of the card spending incurred from overseas. |
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| Interest Rate and Fee |
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| Citibank Credit Card |
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| Effective from April 1, 2013
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| Effective from March 12, 2013
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| Effective from November 9, 2012
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| Effective from October 18, 2012
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| Effective from November 15, 2011 |
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| Effective from June 14, 2011 |
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| Effective from May 25, 2011 |
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| Effective from February 8, 2011 |
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| Citibank Cash Revolving Credit |
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| Effective from June 14, 2011 |
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| Effective from December 1, 2010 |
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| Effective from September 1, 2009 |
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| Citibank Ready Credit |
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| Effective from June 14, 2011 |
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| Effective from March 16, 2011 |
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| Citibank Personal Loan |
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| Effective from October 1, 2008 |
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| Other Service Fees |
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| Bank Service Fee and Charges |
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| Interest Rate and Fee 2010 |
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| Interest Rate and Fee 2009 |
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| Interest Rate and Fee 2008 |
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| Interest Rate and Fee 2007 |
