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Interest Rate and Service Fees
Detail concerning interest rates, service charges, fees and other expense.
Exchange Rate Conversion
The use of the Credit Card in place of payment of cash and/or for cash withdrawal and/or for the service of credit in any foreign countries shall be converted from the foreign currency into Thai Baht at the exchange rate which is a selling rate of such foreign currency announced by each network company that Citibank is a member on the date that Citibank is collected from that company. If the transaction amount is not in US Dollar currency, such amount shall be converted into US Dollars before converting into Thai Baht. The date and time may be changed based on the actual billing incurred and notified to Citibank which cardholder can check for the initial reference conversion rate from:
For Mastercard® network: www.mastercard.com/us
For VISA's network: http://usa.visa.com/personal/card-benefits/travel/exchange-rate-calculator.jsp
Select Personal and then select Currency Conversion Tool
Additionally, cardholder hereby agrees to bind himself/herself for a foreign currency exchange fee and/or a hedging premium at the rate of not more than 2.5% of the card spending incurred from overseas.
Interest Rate and Fee
Citi Credit Card
- Effective from March 1, 2024
- Effective from January 1, 2024
- Effective from January 1, 2023
- Effective from November 1, 2022
- Effective from September 12, 2021
- Effective from August 1, 2021
- Effective from January 1, 2021
- Effective from August 01, 2020
- Effective from May 1, 2020
- Effective from February 1, 2020
- Effective from November 1, 2019
- Effective from October 1, 2019
- Effective from July 01, 2019
- Effective from March 16, 2019
- Effective from August 16, 2018
- Effective from July 01, 2018
- Effective from September 01, 2017
- Effective from July 01, 2017
- Effective from May 09, 2017
- Effective from January 04, 2017
- Effective from September 15, 2016
- Effective from July 01, 2016
- Effective from November 01, 2015
- Effective from November 01, 2015
- Effective from September 15, 2015
- Effective from November 25, 2014
- Effective from August 15, 2014
- Effective from April 1, 2013
- Effective from March 12, 2013
- Effective from November 9, 2012
- Effective from October 18, 2012
- Effective from November 15, 2011
- Effective from June 14, 2011
- Effective from May 25, 2011
- Effective from February 8, 2011
Citi Ready Credit
- Effective from March 1, 2024
- Effective from January 1, 2023
- Effective from November 1, 2022
- Effective from September 1, 2022
- Effective from January 7, 2022
- Effective from September 12, 2021
- Effective from April 1, 2021
- Effective from August 1, 2020
- Effective from September 01, 2017
- Effective from May 09, 2017
- Effective from January 04, 2017
- Effective from September 15, 2016
- Effective from November 01, 2015
- Effective from August 15, 2014
- Effective from June 14, 2011
- Effective from March 16, 2011