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Gain as you go

Citi Cash Back Credit Card

Gain as you go

 

Welcome gift - THB 2,000 cash rebate *

 

Earn cash back for everyday spending

10% Cash Rebate

10% Cash Rebate

at skytrain (via LinePay and purchasing the package via Rabbit Rewards application),MRT
and Cafe Amazon.*

5% Cash Rebate

5% Cash Rebate

at 7-Eleven, Grab and Watsons.*

1% Cash Rebate

1% Cash Rebate

on other retail spending.*

1% Rebate on Petrol

1% Rebate on Petrol

For every THB 800 spent/sales slip
at all Shell Gas Stations nationwide**
(registration required).

Use when necessary and pay back full amount on time to avoid 16% interest rate

Already a Citi Credit Card member?

Citi credit card referral program

Citi Referral Program

Refer a friend to apply for Citi Credit Card

Get a least THB 1,000 cash rebate*. Refer more, get more
 

Top Citi Cash Back credit card features

Smartphone displaying offers on resorts and travel available with Citi World Privileges
Citi World Privileges

Get deals and discounts locally & in over 90 other countries

Smartphone showcasing benefits of installment payment with Citi Paylite
Big Purchases Instalments

Turn any big purchases into small payments

Freedom to do more with the new Citi Mobile® App

Smartphone displaying Citi Cash Back credit card on Citi Mobile App+P8
Smartphone displaying activation of Citi Cash Back credit card on Citi Mobile App
Smartphone displaying secure transaction on Citi Cash Back credit card with Citi Mobile Token
Smartphone displaying locking of Citi Cash Back credit card on Citi Mobile App
Smartphone displaying the powerful on-demand features of Citi Mobile App
Smartphone displaying the facility to track Citi Cash Back credit card rewards with Citi Mobile App

Everything at a glance

Activate a new card

Citi Mobile® Token

Lock and unlock your card

Powerful features on demand

Track your cash back

Ongoing Citi Cash Back credit card promotions


A group of excited women enjoying to shop with the benefits of Citibank year round credit card promotions

Year-round Promotions

Check out latest promotions.

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A happy couple looking at their laptop after converting their big purchase into installment payment

0% PayLite Instalment

0% PayLite Instalment up to 10 months at participating stores.

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Your world of cash back with Citi in less than 10 minutes

Get a new Citi Cash Back Credit Card from your phone or computer in an easy, paperless signup process

First year annual fee of THB 2,000 waived*

20 – 60 years old

*Terms and Conditions apply. For new customers only.

Welcome gift of THB 2,000 cash back* as you spend


  • Age: 20 – 60 years old
  • Required documents: ID card copy, house registration copy, payroll slip / company registration copy, personal bank statement

  • Age: 20 years old and above
  • Required documents: Passport copy, valid work permit, payroll slip / company registration copy, personal bank statement

Citi Cash Back Credit Card Online Acquisition Promotion Terms and Conditions

  • Promotion valid from 1 Jan 2024 – 29 Feb 2024
  • Get THB 2,000 cash rebate into credit card account when spending at least THB 5,000 within 60 days after card approval date and apply for electronic statement within the first statement cycle.
  • Get the first year annual fee waiver (Normal annual fee of THB 2,000 for primary card and THB 1,000 for supplementary card plus VAT 7%) with conditional fee waiver for next year when accumulating spend in both primary and supplementary card of THB 60,000 or more for the next 12 statement cycles.
  • Citibank reserves the right to offer this promotion only to those who have never been a Citi Credit Card/ or who have cancelled their membership with Citi Credit Card for more than 12 months.
  • Cash rebate will be credited within 4-8 weeks according to the terms and conditions.
  • Cash rebate is non-refundable and non-transferable.
  • Citibank reserves the right to change promotion or premium at any time without prior notice.
  • The Bank reserves rights of final decision on any disputes arising out of or in connection with this promotion. The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. This application is not, and should not be construed as an offer, invitation or solicitation to apply for Citi Credit card.
  • Interest rate including penalty fees and other service charges at maximum of 16% per annum. Cash withdrawal fee at 3% of amount withdrawn. Citi Cash Back credit card annual fee is up to THB 2,000 per year for primary card and up to THB 1,000 for supplementary card, maximum 4 cards and automatically waived for spending THB 60,000 per year. Payment fee based on the points of service providers from THB 0 to 50. Card replacement fee in case of loss/damage of THB 200. Statement re-issuing fee of THB 50. Copy of sales slip fee of THB 200. Transaction investigation fee of THB 200. Collection fee of THB 50 for the first cycle and THB 100 for the following cycle - only applies if outstanding balance is over THB 1,000 (Effective from September 12, 2021 onwards). Currency conversion risk factor maximum 2.5% of the standard exchange rate set forth by MasterCard® and/or Visa on retail or cash transactions incurred in foreign currencies, collectible in Thai Baht. Details of interest rate and fees are available at www.citibank.co.th.
  • The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK, Brazil, New Zealand. This application is not, and should not be construed as, an offer, invitation or solicitation to apply for any of the Citi Credit Card and other services mentioned herein to such individuals.


Citi Cash Back Credit Card Product Details

  • Cash rebate is not applicable for retail spending on cash advance, mutual fund,unit-linked products,land transfer fee, utility (electricity and water) as well as spending at gas stations, Makro, Payment Transactions via Citibank Online and cancellation of goods and services (domestically and internationally) or any type of tax refund, interest and fees.
  • *10% cash rebate at skytrain (via LinePay and purchasing the package via Rabbit Rewards application), MRT* only for MRT blue and purple line (except Airport Rail Link) and Cafe Amazon (1 January 2024 – 29 February 2024), and 5% cash rebate at 7-Eleven, Grab and Watsons (1 January 2024 – 29 February 2024), will be credited to your statement within the following month with maximum cash rebate of THB 500 per card member (Mastercard and Visa combined) per month (skytrain, MRT*, Cafe Amazon, Grab, 7-Eleven, Watsons combined). Eligible for domestic transactions only. E-Wallet transactions are not eligible for 10% and 5% cash rebate with the exception of BTS transaction via Rabbit Line Pay which will be calculated for 10% cash rebate. *For spending at MRT by tapping at the gate (Tap and GoTM), enjoy 10% cashback starting from March 1st, 2022 onwards. Credit card acceptance policy is determined by the merchant.
  • For 1% cash rebate on other retail spending, every THB 100 of accumulated cash back in a month will be automatically credited to your statement with limited maximum of THB 2,000 per billing cycle.
  • From 19 April 2024 onwards, The Bank will discontinue cash rebate via Citi Cash Back Credit Card on spending transactions in Thai Baht on posting date at overseas merchants and online merchants registered outside Thailand.
  • From 1 May 2024 onwards, the transactions from VISA/MASTERCARD credit card on goods, and/or services in Thai baht at the overseas registered merchants and online merchants, and cash withdrawal in Thai baht at overseas ATM will be charged on “Dynamic Currency Conversion" Fee (DCC Fee) at the rate of 1% on the spending/ withdrawal amount.
  • Cash rebate reversal will be applied in the statement cycle when reversal transaction is posted which may differ from the statement cycle of corresponding purchase transaction. Cash Rebate will be awarded only if cumulative value of new purchase transactions in the respective spend category is higher than the value of transactions reversed.
  • ** Cash rebate will be calculated from spending for every THB 800/sales slip but not exceeding THB 1,600/sales slip, with total spending cap of THB 4,800/month/customer. Registration required by typing GAS followed by last 12 digits of your credit card number, and send to 4712228 (THB 3/SMS). 1 January 2024 – 29 February 2024.
  • Merchant category codes are defined by Mastercard and Visa.
  • Travel accident coverage up to THB 10,000,000 per card for tickets purchased through Citi Cash Back credit card.
    • Cover of THB 7,000 per card member for any flight cancellation or flight delay over 4 hours for either domestic or international flights.
    • Cover of THB 7,000 per card member, in case that the card member’s luggage(s) delivery is delayed for more than 6 hour for travelling to overseas destination for the flight departing from Thailand.
    • Cover of  THB 25,000 per card member, if there is a loss of luggage(s) in case of overseas destination for the flight departing from Thailand
  • Terms and conditions as well as portion that is responsible by card member follow protection plan issued by the insurance company, Lockton Wattana Insurance Brokers (Thailand) Ltd. For more information, contact 098-249-5657.
  • As a result of the cancellation of the card, card member hereby acknowledge that the annual fee refund is pro-rate according to non-utilization period of service covered by the card.
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