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Citibank Ready Credit
Citibank Ready Credit 3 conveniences, making life easy (1. withdraw money anywhere 2. Order a lumpsum anytime 3. Installment buying with Citibank PayLite)
Citibank Ready Credit: 3 conveniences, making life easy
Convenience 1: Withdraw money anywhere. Whenever or where ever you want cash, you can withdraw cash at any bank’s ATMs with maximum revolving credit line up to Baht 1,000,000.
Convenience 2: Order a lumpsum anytime. Whether you want a small or large lumpsum, you can ask for it to be transferred to your account anytime. It gets even better as you can equal installments up to 48 month.
Convenience 3: Installment buying with Citibank PayLite.Choose to do either short or long tenor installment buying on selected items with 0% interest through Citibank PayLite.
Citibank Ready Credit  
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Free
  • No annual fee for life
  • No ATM withdrawal fee
  • No transfer fee
Convenient
  • No matter where you are, enjoy instant access to cash from ATMs nationwide and worldwide, 24 hours, 7 days, with no withdrawal fee* for ATMs with these logos
  • You can use your Ready Credit Check to pay for, insurance premiums and bill payment.
  • We have various free payment channels more than 2,400 channels. The amount recovered instantly.
  • CitiPhone Banking @1588 is available 24 hours everyday.
  • Internet Banking via Citibank Online.
  • Maximum withdrawal 3 times a day or 50,000 baht.
Flexible
  • Citibank Ready Credit gives you maximum revolving credit line up to five times of monthly income, but not more than Baht 1,000,000.
  • The amount remaining in the account in Citibank Ready Credit can be money transferred to your account at any time by free transfer fee. Repayments fixed with equal monthly installments up to 48 months with Call For Cash program.
  • The amount remaining in the account in Citibank Ready Credit can be money transferred to your account at any time by free transfer fee. Repayments with minimum loan amount THB 200 or 4% of the outstanding balance, whichever is greater with Money Transfer program.
  • You can ask for a temporary line increase by simply call 1588 Citiphone Banking 24 hours a day.
* For overseas withdrawal, transaction fee is waived for Citibank ATMs worldwide, except Citibank  ATMs in Australia, Costa Rica, El Salvador, Guatemala, Honduras, Panama, Paraguay, Uruguay, Peru and Kazakhstan. Country coverage may subject to change. Citibank reserves the right to modify the list without prior notice. Withdrawal from non Citibank's ATM may subject to transaction fee, depending on respective banks.
Remarks: This is to inform you that Citibank has stopped offering Citibank Rewards Point upon spending via Ready Credit since 1 November 12.
However, Ready Credit member can continue to redeem existing Citibank Rewards Point  as per normal process. For more information, please call 1588.
Citibank Ready Credit  
Disclaimers
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