Citibank Ready Credit: The card for all your cash needs
1. Withdraw money anywhere. Whenever or where ever you want cash, you can withdraw cash at any bank's ATMs with maximum revolving credit line up to Baht 1,000,000.
2. Order a lump-sum anytime. Whether you want a small or large lump sum, you can ask for it to be transferred to your account anytime. It gets even better as you can equal installments up to 48 month.
3. Enjoy installment plan with Citibank PayLite. Choose to do either short or long tenor installment buying on selected items with 0% interest through Citibank PayLite.
- No annual fee for life
- No ATM withdrawal fee
- No transfer fee
- No collateral or guarantor required for Ready Credit application
- No matter where you are, enjoy instant access to cash from ATMs nationwide and worldwide, 24 hours, 7 days, with no withdrawal fee* for ATMs with these logos
- You can use your Ready Credit Check to pay for insurance premiums and bill payment.
- We have various payment channels, more than 2,400 of which are free of charge. Once paid, the credit line is instantly replenished.
- CitiPhone Banking @1588 is available 24 hours everyday.
- Internet Banking via Citibank Online.
- Maximum withdrawal 5 times a day or Baht 100,000
- Citibank Ready Credit gives you maximum revolving credit line up to five times of monthly income, but not more than Baht 1,000,000.
- Call for Cash Program: The remaining credit in the Citibank Ready Credit account can be transferred as cash to your account anytime with no transfer fee. Repayment is fixed with equal monthly installments up to 48 months.
- Money Transfer Program: The remaining credit in the Citibank Ready Credit account can be transferred as cash to your account anytime with no transfer fee. Loan repayment can be made monthly with the minimum of Baht200 or 4% of the outstanding balance, whichever is greater.
- You can ask for a temporary line increase by simply calling 1588 CitiPhone Banking 24 hours a day.
* For overseas withdrawal, transaction fee is waived for Citibank ATMs worldwide, except Citibank ATMs in Australia, Costa Rica, El Salvador, Guatemala, Honduras, Panama, Paraguay, Uruguay, Peru and Kazakhstan. Country coverage may subject to change. Citibank reserves the right to modify the list without prior notice. Withdrawal from non Citibank's ATM may subject to transaction fee, depending on respective banks.
Remarks: This is to inform you that Citibank has stopped offering Citibank Rewards Point upon spending via Ready Credit since 1 November 12.
However, Ready Credit member can continue to redeem existing Citibank Rewards Point as per normal process. For more information, please call 1588.
- 28% for customers with monthly income THB10,000 – 19,999
- 26% for customers with monthly income THB20,000 – 29,999
- 24% for customers with monthly income of THB30,000 and above
Note: Effective rate
|Qualification (Officer, Government officer, State Enterprises Officer)||
|Qualification (Business Owner)||
Note: *Citibank reserves the right to retain your submitted documents for records and verification irrespective of any situation.
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Citibank reserves the right to approve the applications of applicants who have a native habitat as in house registration in the following provinces:
- Bangkok and perimeter (Samutprakarn, Samutsakorn, Samutsongkram, Chachoengsao, Nakornpathom, Nonthaburi, Pathumthani, Ayudhaya and Saraburi)
Sorry. Thai Nationality could apply only. For Thais, please apply in Thai version page.