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Citi Pay with Points CITI ROYAL ORCHID PLUS CREDIT CARD Use your Citi Rewards Points to redeem for cash rebate 3 STEPS Instantly redeem for cash rebate up to 100% 1. Pay the total purchase amount with your Citi Credit Card 2. SMS will be sent by Citi. Click the link to proceed the redemption 3. Check details and redeem by clicking "Redeem Now" to receive cash rebate  Participating merchants
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Citibank, N.A. Terms & Conditions:"Pay with Points" refers to a co-promotional program enabling the Citi card members to convert their Citi Reward Points to cash rebates for their prepaid goods and services along the validity of program. Points are not in lieu of cash that card members can request for conversion directly at point of sales. • Supplementary card cannot participate in Pay with Points program. • All disputes about quality of products and/or services should be resolved directly with the merchant. • The Bank reserves rights of final decision on any disputes arising out of or in connection with this promotion.

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