Credit Card Comparison: Choose the best Citi credit card in Thailand

At Citibank, we have a range of credit cards to suit your needs. Use our credit card selector and find the right card for you. Simply answer the questions below to view or compare all cards.

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Showing 1 of 9 products
  • Product Name
    Minimum Income (THB/month)

    Annual Fee (THB/12 cycles)

    First Year

    Second Year

    Supplementary Card

    Waive Criteria

    Spending (THB/12 cycles)

    Citi Rewards Points

    Others

    Rewards Points
    Special Rewards
    Gift voucher/ Special Privileges
    Cash Back
    Special Cash Back
    Mileage
    Airport Lounge
    Travelling Privileges

    Coverage

    Roadside Assistance

    Home Assistance

    Insurance

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Citi Rewards

Citi Rewards Credit Card

Learn more APPLY NOW

Citi Rewards
15,000

 

Free

3,800

Free

 

100,000

Basic Card: 20,000

No

Get 2X Citi Rewards Points for every THB 25 spent
  • Earm 5X Citi Rewards Points (THB 25 = 5 points) on your dining, Travel, Foreign currency, online shopping and e-wallet spending
  • Earn 2X Citi Rewards Points (THB 25 = 2 points) for other retail spending
  • Redeem your Citi Rewards Points via Citi LINE Connect.
  • Use your Citi Rewards Points to redeem variety of products at participating outlets via Citi Pay with Points.
  • Redeem your Citi Rewards Points for discounts at participating merchants and restaurants via Citi Instant Rewards.
  • Redeem your Citi Rewards Points for airline mileage, gift voucher and other special gifts via Citi ThankYou Rewards.
No
Receive 2% cash rebate when spending at Shell Gas Stations nationwide for every THB 800 /sales slip (Max. THB 1,600 /sales slip & THB 4,800 /month, registration required)
  • 5 Citi Rewards Points = 1 mile for Asia Miles, KrisFlyer, Royal Orchid Plus, Delta SkyMiles
  • 2 Citi Rewards Points = 1 mile for AirAsia BIG
No

 

No

No

  • Travel Insurance coverage of THB 7,000,000 when purchasing the ticket with Citi Rewards Credit Card.
  • THB 7,000 insurance coverage for flight or luggage delay.
  • THB 24,500 insurance coverage for lost luggage.

Citi Grab

Citi Grab Credit Card

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Citi Grab
15,000

 

Free

THB 2,000

THB 1,000

 

60,000

Basic Card: 20,000

No

Earn 1X Citi Rewards Points for every THB 25 spent
  • Earn 10X Citi Rewards Points for every THB 25 spent on Grab transactions
  • Earn 3X Citi Rewards Points for every THB 25 spent on dining and online subscription services
  • Earn 3X Citi Rewards Points for every THB 25 spent on e-commerce
  • Earn 20X Citi Rewards Points for every THB 25 spent on Grab in your birth month (up to THB 300)
  • Upgrade to Grab Platinum in the first 6 months for primary card members
  • Get 15% discount on Grab transport services when applying promo code CITIGRAB
  • Enjoy THB 300 off with GrabCar Luxe in your birth month
  • Earn THB 2,400 worth of Grab discount for Anniversary Bonus
  • Get discount on delivery for GrabFood and GrabMart when applying promo code CITIGRAB
  • Get free beverage or snack on participating merchants via GrabFood every Friday when applying promo code FRIYAY
No
No
No
No
Get 10% discount on hotel bookings with Agoda via www.agoda.com/citigrabth

 

No

No

  • Travel Insurance coverage of THB 7,000,000 when purchasing the ticket with Citi Grab Credit Card
  • THB 7,000 insurance coverage for flight or luggage delay
  • THB 24,500 insurance coverage for lost luggage

Citi Lazada

Citi Lazada Credit Card

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Citi Lazada
15,000

 

Free

THB 2,000

THB 1,000

 

60,000

Basic Card: 20,000

No

Earn 1X Citi Rewards Point for every THB 25 spent
  • Earn 10X Citi Rewards Points for every THB 25 spent on Lazada Thailand (up to 2,000 points/credit card cycle)
  • Earn 3X Citi Rewards Points for every THB 25 spent on retail fashion and wellness (up to 1,200 points/credit card cycle)
  • Earn 3X Citi Rewards Points for every THB 25 spent on Traveling (THB currency only and up to 1,200 points/credit card cycle)
  • Earn 30X Citi Rewards Points for every THB 25 spent on your birth month on Lazada Thailand (up to THB 300)
  • On-Top 10% discount in all categories when spending on Lazada Thailand
  • 'Receive 5% discount when purchasing eligible LazMall items on Lazada Thailand
  • 'Get a special discount before anyone else prior all mega campaigns
  • Receive 30% cash rebate on your birth month when spending on Lazada Thailand (Minimum spending of THB 1,500/sales slip and maximum credit cash back up to THB 500/account and limited to 1 time/year)
No
  • Get 3% Cash rebate when spending at leading fitness centers in Thailandม up to THB 60/month/account (One time registration is required)
No
No

 

No

No

  • Travel Insurance coverage of THB 7,000,000 when purchasing the ticket with Citi Grab Credit Card
  • THB 7,000 insurance coverage for flight or luggage delay
  • THB 24,500 insurance coverage for lost luggage

Citi Cash Back

Citi Cash Back Credit Card

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Citi Cash Back
15,000

 

Free

2,000

1,000

 

60,000

No

No

No
No
No
  • Earn 10% cash rebate when spending at skytrain & subway, and Cafe Amazon, 5% at 7-Eleven, Grab and Watsons, and 1% on other retail spending
  • Total cash rebate of both primary & supplementary cards is limited to THB 2,500 per billing cycle (THB 500 when spending at above merchants and THB 2,000 at other retailers)
  • Receive 1% cash rebate when spend at Shell gas stations nationwide for every 800 Baht/sales slip. (Max. 1,600 Baht/ sales slip & 4,800 Baht/month).
No
No

 

No

No

  • Travel Insurance coverage of THB 7,000,000 when purchasing the ticket with Citi Cash Back Platinum Credit Card.
  • THB 7,000 insurance coverage for flight or luggage delay.
  • THB 24,500 insurance coverage for lost luggage.

Citi Simplicity®

Citi Simplicity Credit Card

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Citi Simplicity®
15,000

 

free, every year

free, every year

free, every year

 

No

No

No

No
No
  • Spend at least THB 1,000/transaction and get a free item every month (limit 3 privileges/cardmember/month)
  • Buy 1 Get 1 Free movie ticket at SF cinema (limit 2 privileges/card member/month and 800 privileges/month)
No
  • Receive 1% cash rebate when spending at Shell gas stations nationwide for every THB 800/sales slip. (Max. THB 1,600/sales slip & THB 4,800/month).
No
No
No

 

No

No

  • THB 7,000,000 travel Insurance coverage when purchasing the ticket with Citi Simplicity Credit Card.
  • THB 7,000 insurance coverage for flight or luggage delay.
  • THB 24,500 insurance coverage for lost luggage.

Citi Prestige

Citi Prestige Credit Card

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Citi Prestige
50,000

 

7,900

7,900

1,900

 

No

Basic Card: 79,000
Supp. Card: 20,000

No

Earn 2 Citi Rewards Points for every 25 Baht spent locally and 3 Citi Rewards Points for its equivalent spent in foreign currencies.
  • Earn annual Relationship Bonus Points up to 5% based on your spending each year.
  • Earn 5X Citi Rewards Points when you spend online THB 10,000 per month. (1 March 2021 – 31 August 2021)
  • Redeem your Citi Rewards Points via Citi LINE Connect.
  • Use your Citi Rewards Points to redeem variety of products at participating outlets via Citi Pay with Points.
  • Redeem your Citi Rewards Points for discounts at participating merchants and restaurants via Citi Instant Rewards.
  • Redeem your Citi Rewards Points for airline mileage, gift voucher and other special gifts via Citi ThankYou Rewards.
  • VIP Reserved Parking at leading hotels and department stores.
No
Receive 3% cash rebate when spend at Shell gas stations nationwide for every 800 Baht/sales slip. (Max. 1,600 Baht/ sales slip & 4,800 Baht/month).
2 points conversion to 1 mile from leading airline mileage programs: Asia Miles, KrisFlyer, Royal Orchid Plus, AirAsia BIG, British Airways Executive Club, EVA Air Infinity MileageLands, Etihad Guest, Qantas Frequent Flyer and Qatar Airways Privilege Club
Enjoy unlimited complimentary access to over 1,300 lounges in Thailand and worldwide through Priority Pass™ card (excludes accompanying guests)
  • Complimentary airport limousine transfers at participating airports in Bangkok and Asia-Pacific twice a year
  • Complimentary 1 time airport limousine transfer in Bangkok or Phuket (1 March 2021 – 31 December 2021)

 

2 times/year for 1,500 Baht/time

2 times/year for 2,000 Baht/time

  • Travel accident insurance coverage of 35,000,000 Baht when purchasing the ticket via Citi Prestige Credit Card.
  • Emergency medical evacuation and repatriate expense coverage of 800,000 Baht.
  • Flight or luggage delay coverage of 20,000 Baht
  • Luggage lost coverage of 50,000 Baht
  • Purchase Protection Plan up to 400,000 Baht per occurrence or 120,000 Baht per piece, when the goods you purchase via Citi Prestige credit card are lost or damaged within 30 days after purchase.
-->

Citi Makro

Citi Makro

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Citi Makro
15,000

 

Free

1,900

950

 

200,000

Basic Card: 19,000
Supp. Card: 9,500

No

  • Get 1X Citi Rewards Point for every THB 100 spent at Makro.
  • Get 1X Citi Rewards Point for every THB 25 spent outside Makro.
No
  • 5,500 rewards points = 500 Baht Makro Cash Coupon.
  • 11,000 rewards points = 1,000 Baht Makro Cash Coupon.
No
  • Receive 1% cash when spend at Shell gas stations nationwide for every THB 800/sales slip. (Max.THB 1,600/ sales slip & THB 4,800/month).
  • Redeem Citi Rewards Points for up to 100% cash rebate through Citi Pay with Points for every spent at Makro.
No
No

 

No

No

  • Travel Insurance coverage of THB 7,000,000 when purchase the ticket with Citi Makro Platinum Rewards
  • THB 7,000/ cardmember or THB 12,250/ family insurance coverage for flight or luggage delay more than 6 hours
  • THB 24,500/ cardmember or THB 49,000/ family insurance coverage for lost luggage

Citi Royal Orchid Plus Select

Citi Royal Orchid Plus Select Credit Card

Learn more APPLY NOW

Citi Royal Orchid Plus Select
30,000

 

Free

4,000

2,000

 

300,000

No

No

Earn 1 Citi Rewards point to redeem for 1 mile for every THB 20 spent.
No
No
No
1 point conversion to 1 Royal Orchid Plus Mile
Complimentary access to Royal Silk Lounge at Suvarnabhumi, Chiang Mai and Phuket airport 2 times/ calendar year when flying international or domestic flights with Thai Airways or Thai Smile Airways
Complimentary limousine from residence to or from Suvarnabhumi airport when purchasing international flight tickets with Flying Orange. Tel. 0-2308-2699

 

2 times/year for 1,500 Baht/time

2 times/year for 2,000 Baht/time

  • Travel accident insurance coverage of Baht 25,000,000 when paying travel fares via the card
  • Flight delay or flight cancellation coverage of 40,000 Baht
  • Luggage lost coverage of 100,000 Baht
  • Purchase Protection Plan up to 400,000 Baht/time or 120,000 Baht/piece when the goods you purchase via the card are lost, or damaged within 30 days after purchase.

Citi Royal Orchid Plus Preferred

Citi Royal Orchid Plus Preferred Credit Card

Learn more APPLY NOW

Citi Royal Orchid Plus Preferred
50,000

 

5,000

10,000

2,000

 

No

No

No

Earn 1 Citi Rewards Points to redeem for 1 mile for every THB 15 spent on your dining, travel and foreign currency, and for every THB 20 spent in other categories.
No
No
No
1 point conversion to 1 Royal Orchid Plus Mile
Unlimited complimentary access to Royal Silk Lounge at Suvarnabhumi airport when flying international flights with Thai Airways or Thai Smile Airways and 2 times/ calendar year when flying domestic flights with Thai Airways or Thai Smile Airways at Suvarnabhumi, Chiang Mai and Phuket airport.
  • Two complimentary limousine service from residence to or from Suvarnabhumi airport/ calendar year and 50% discount for the next two usages in the same calendar year
  • Unlimited Meet & Assist service at Suvarnabhumi airport with maximum 4 guests.
  • Primary card members can enjoy an exclusive Fast Track to Gold Status by spending via Citi Royal Orchid Plus Preferred Credit Card and travelling with Thai Airways.

 

2 times/year for 1,500 Baht/time

2 times/year for 2,000 Baht/time

  • Travel accident insurance coverage of Baht 35,000,000 when paying travel fares via the card
  • Flight delay or flight cancellation coverage of 40,000 Baht
  • Luggage lost coverage of 100,000 Baht
  • Purchase Protection Plan up to 400,000 Baht/time or 120,000 Baht/piece when the goods you purchase via the card are lost, or damaged within 30 days after purchase.
  • Coverage of up to 800,000 Baht for the usual customary and reasonable medically necessary expenses arising from injury or sickness to the Cardmember during traveling and in case an emergency evacuation and repatriation is necessary to move Cardmember to another location for medical treatment.

Citi Premier

Citi Premier Credit Card

Learn more APPLY NOW

Citi Premier
THB 30,000

 

Free

THB 5,000

THB 1,000

 

THB 300,000

Primary Card:
THB 50,000
Supp. Card:
THB 10,000

No

  • Earn 4X Citi Rewards Points (THB 25 = 4 Points) when spending at department stores and duty-free shops
  • Earn 2X Citi Rewards Points (THB 25 = 2 Points) on other domestic and foreign currency spend
  • Earn 4X Citi Rewards Points when spending online at Lazada, Shopee, Foodpanda, Grab and LINE MAN (1 Mar – 31 Aug ’21)
  • Instant 15% on-top discount when redeeming Citi Rewards Points equivalent to spending amount at participating department stores
  • 0% Installment Payment up to 10 months at participating stores
  • VIP reserved parking at the EmQuartier, Siam Paragon, Central Chidlom, Central World, Central Bangna and The Mall Bangkapi
  • Purchase movie ticket at THB 69/seat at SF Cenima
  • Complimentary drinks at Dean&Deluca, PAUL and TWG
  • 5% Cash rebate when spending THB 800 or more per sales slip at participating supermarkets
3% Cash rebate at Shell gas stations nationwide for every THB 800 /sales slip (Max THB 1,600/ sales slip & THB 4,800/month)
3 points = 1 mile from leading airline rewards programs: Asia Miles, KrisFlyer, Royal Orchid Plus, AirAsia BIG, British Airways Executive Club, EVA Air Infinity MileageLands, Etihad Guest, Qantas Frequent Flyer, Bangkok Airways FlyerBonus and Qatar Airways Privilege Club
  • Complimentary access to Miracle lounge at Suvarnabhumi Airport 2 times/calendar year
  • Enjoy unlimited complimentary access to over 1,300 lounges worldwide in 130 countries through Priority Pass™ when spending THB 1 million or more within one calendar year

 

2 times/year for
THB 1,500/time

2 times/year for
THB 2,000/time

  • Travel accident insurance coverage of up to THB 25 million when purchasing air tickets via the Citi Premire credit card
  • Purchase Protection Plan up to THB 400,000/occurrence or THB 120,000/piece when the goods you purchase via the card are lost, or damaged within 30 days after purchase

Citi Mercedes

Citi Mercedes Credit Card

Learn more APPLY NOW

Citi Mercedes
THB 50,000

 

Free

5,000

2,000

 

THB 300,000

Primary Card:
THB 50,000
Supp. Card:
THB 20,000

No

Earn 2 Citi Rewards Points for every THB 25 spent in both local and foreign currencies
  • Earn 4 Citi Rewards Points for every THB 25 spent at Authorized Mercedes-Benz Dealers nationwide.
  • Earn 8 Citi Rewards Points for every THB 25 spent on new car deposit payment at Authorized Mercedes-Benz Dealers nationwide (up to THB 100,000 baht / account / calendar year).
  • Earn Anniversary Bonus of 30,000 Citi Rewards Points with THB 1,000,000 spending through Citi Mercedes credit card within 1 membership year upon membership renewal.
  • Discount for spare parts and mechanics fee* (Excluding liquid products, MB tires, and spare parts in PC 02, 03, 10, 13, 16 and 18)
  • 15% on-top discount when redeeming Citi Rewards Points equal to spending transaction*
  • 10% discount for Mercedes-Benz Collection*
  • Complimentary monthly Mercedes-Benz car wash service at participating Poli-Chem branches
  • Exclusive privileges at Renaissance Bangkok Ratchaprasong Hotel and Anantara Sathorn Bangkok Hotel. Receive up to 30% discount at participating restaurants and enjoy other special offers.
  • Reserved Parking at leading shopping malls and hotels.
  • Mercedes-Benz Club Activities

  • *at Authorized Mercedes-Benz Dealers nationwide

Receive 3% cash rebate for every THB 800 per sales slip at domestic gas stations nationwide
No
3 Citi Rewards Points = 1 Mile from leading airline mileage programs: ROYAL ORCHID PLUS, SINGAPORE AIRLINES KRISFLYER, QATAR AIRWAYS PRIVILEGE CLUB, QANTAS FREQUENT FLYER, EVA AIR INFINITY MILEAGELANDS, ETIHAD GUEST, BRITISH AIRWAYS EXECUTIVE CLUB, ASIA MILES, AIRASIA BIG LOYALTY PROGRAMME and BANGKOK AIRWAYS FLYERBONUS
Complimentary access to Miracle lounge at Suvarnabhumi Airport 2 times/calendar year
Complimentary Limousine Service by Mercedes-Benz car from home to Suvarnabhumi Airport when purchasing round-trip air tickets for international flights via Global Union Express at 0-2308-2699

 

2 times/year for
THB 1,500/time

2 times/year for
THB 2,000/time

  • Travel accident insurance coverage of up to THB 25 million when purchasing air tickets via Citi Mercedes credit card
  • Over-4-hour flight delay or flight cancellation coverage of up to THB 20,000/ card member or THB 40,000 per family
  • Over-6-hour luggage delay coverage of up to THB 20,000/ card member or THB 40,000 per family
  • Luggage lost coverage of up to THB 50,000/ cardholder or THB 100,000 per family
  • Purchase Protection Plan up to THB 400,000/occurrence or THB 120,000/piece when the goods purchased via Citi Mercedes credit card are lost, or damaged within 30 days after purchase.