CREDIT LINE INCREASE

Your Credit Limit

Greater convenience. More flexibility.

Your Credit Limit Greater convenience. More flexibility.

Credit Line Increase

  • Greater financial flexibility in your daily needs
  • Maximize the benefits of your Citibank Credit Card(s)
  • Instant temporary credit line increase with no documents required
BENEFITS

Credit line is the maximum balance that the bank agrees for customers to borrow in advance. Customers can draw down the credit line at anytime, for any amount as long as it doesn't exceed the maximum credit line.

PERMANENT CREDIT LINE INCREASE

Get a permanent credit line increase and enjoy greater financial freedom! You can permanently maximise the benefits of Citibank Ready Credit, Cash Advance, Click for Cash or Citibank PayLite for extra spending and making large purchases more efficient with a higher credit limit of up to five times (5x) your monthly income. Simply submit your new incremental income documents to get a higher permanent credit line.

TEMPORARY CREDIT LINE INCREASE

Citibank understands your urgent needs of credit and we are here to offer you an instant temporary credit line increase without any documents via Citibank Online. A temporary credit line increase allows you to have more credit in times of emergency, extra cash for spending during travel or even to make large last-minute purchases more efficiently through Citibank PayLite and Click for Cash.

HOW TO APPLY FOR CREDIT LINE INCREASE – PERMANENT

Steps to Apply for a Permanent Credit Line Increase:

ELIGIBILITY

  • The request must be done on primary card.
REQUIRED DOCUMENTS
SUBMISSION CHANNELS
HOW TO APPLY FOR CREDIT LINE INCREASE - TEMPORARY

Steps to apply for a temporary credit Line increase:

Login to Citibank Online using UserID & Password.

ELIGIBILITY

  • The request must be done on primary card
  • Time interval between temporary credit line increases is at least 30 days
  • Maximum number of temporary credit line requests is 4 times in the last 12 months
  • Currently not using a temporary credit line increase

Disclaimers

  • The credit line allowance request is based on the history of your credit card and the documents that you submit. The new credit line will depend on the internal criteria of Citibank.
  • New incremental Credit line will be within 5 times of monthly income.
  • Maximum temporary line validity is up to 2 cycles.