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Life of Endless Rewards

Citi Rewards Credit Card

Life of Endless Rewards

Welcome gift - THB 2,000 cash rebate *

 

Get rewards faster than ever

5x-icon
5X Citi Rewards Points

on your online spending and e-wallet

5x-icon
5X Citi Rewards Points

on your dining, travel and foreign currency spending

2x-icon
2X Citi Rewards Points

on other retail spending

Use when necessary and pay back full amount on time to avoid 16% interest rate

Already a Citi Credit Card member?

Citi credit card referral program

Citi Referral Program

Refer a friend to apply for Citi Credit Card

Get a least THB 1,000 cash rebate*. Refer more, get more
 

Citi Rewards Credit Card benefits

Citi Pay With Points
Citi Pay With Points

Redeem your points to pay for any purchases

Citi Thank You Rewards benefits
Citi ThankYouSM Rewards

Redeem and manage your points flexibly

Citi Flexibill Turn statements into small payments
Citi FlexiBill

Turn statements into small payments

Freedom to do more with the new
Citi Mobile® App

Citi Rewards Credit Card on Citi Mobile App
Activate a new card on Citi Mobile App
Secure transaction with Citi Mobile Token
Locking of  Citi Mobile App
Powerful on-demand features of Citi Mobile App
Track Citi Rewards credit card reward points with Citi Mobile App

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

See your points balance

Citi Rewards Credit Card ongoing promotions


Enjoying the benefits of Citibank year round credit card promotions

Year-round Promotions

Check out latest promotions

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Citi Paylite 0% Installment up to 10 months

0% PayLite Installment

0% PayLite Installment up to 10 months at participating stores.

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Make your shopping more rewarding in less than 10 minutes

Get a new Citi Rewards Credit Card from your phone or computer in an easy, paperless signup process

1st year annual fee waiver*

20 – 60 years old

Welcome gift –THB 2,000 cash rebate*


  • Age: 20 – 60 years old
  • Required documents: ID card copy, house registration copy, payroll slip / company registration copy, personal bank statement

  • Age: 20 years old and above
  • Required documents: Passport copy, valid work permit, payroll slip / company registration copy, personal bank statement

*Terms & Conditions Apply. For new customer only.

Citi Rewards Credit Card Online Acquisition Promotion Terms and Conditions

  • Promotion valid from 1 Jan 2024 – 29 Feb 2024
  • *Get 2,000 cash rebate into credit card account when spending at least THB 5,000 within 60 days after card approval date and apply for electronic statement within the first statement cycle.
  • Get the first year annual fee waiver (Normal annual fee of 3,800 Baht for primary card and no annual fee for supplementary card plus VAT 7%) with conditional fee waiver for next year when accumulating spend in both primary and supplementary card of 100,000 Baht or more for the next 12 statement cycles.
  • Citibank reserves the right to offer this promotion only to those who have never been a Citi Credit Card/ or who have cancelled their membership with Citi Credit Card for more than 12 months.
  • Reward points will be uploaded within 4-8 weeks according to the terms and conditions.
  • Premiums and Reward points are non-refundable and non-transferable after Card member’s acknowledgement.
  • Citibank reserves the right to change promotion or premium at any time without prior notice.
  • Citibank reserves the right to change stock-out premium with the same value at any time without prior notice.
  • The Bank reserves rights of final decision on any disputes arising out of or in connection with this promotion.The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. This application is not, and should not be construed as an offer, invitation or solicitation to apply for Citi Credit card.
  • Interest rate including penalty fees and other service charges at maximum of 16% per annum. Cash withdrawal fee at 3% of amount withdrawn. Citi Rewards credit card annual fee is up to THB 3,800 per year ( Free of charge for supplementary cards, maximum 4 cards) and automatically waived for spending THB 100,000 per year. Payment fee based on the points of service providers from THB 0 to 50. Card replacement fee in case of loss/damage of THB 200. Statement re-issuing fee of THB 50. Copy of sales slip fee of THB 200. Transaction investigation fee of THB 200. Collection fee of THB 50 for the first cycle and THB 100 for the following cycle - only applies if outstanding balance is over THB 1,000 (Effective from September 12, 2021 onwards). Currency conversion risk factor maximum 2.5% of the standard exchange rate set forth by Mastercard® and/or Visa on retail or cash transactions incurred in foreign currencies, collectible in Thai Baht. Details of interest rate and fees are available at. www.citibank.co.th
  • The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK, Brazil, New Zealand. This application is not, and should not be construed as, an offer, invitation or solicitation to apply for any of the Citi Credit Card and other services mentioned herein to such individuals.


Citi Rewards credit card product details

  • Get 5X Citi Rewards Points on your online, e-wallet, dining, travel and foreign currency spending up to THB 20,000 per billing cycle and 2X Citi Rewards Points for other retail spending including the spending over the cap from 1 January 2024 – 29 February 2024
  • For 5X Rewards Points on restaurant and travel categories, the bank reserves to give the rewards points for the transaction under restaurant and travel MCC codes only.
  • Merchant category codes are defined by Mastercard and Visa.
  • Citibank reserves the right not to reward credit card transactions incurred from spending on cash advance, mutual fund, unit-linked products, land transfer fee, utility (electricity and water) as well as spending at gas stations, Makro, payment transactions via Citibank Online and cancellation of goods and services (domestically and internationally) or any type of tax refund, interest and fees.
  • Spending in Thai Baht at Hypermarket and Supermarket under MCC 5411, rewards points will be given for spending between THB 0-100,000 per cycle.
  • From 1 May 2024 onwards, the transactions from VISA/MASTERCARD credit card on goods, and/or services in Thai baht at the overseas registered merchants and online merchants, and cash withdrawal in Thai baht at overseas ATM will be charged on “Dynamic Currency Conversion" Fee (DCC Fee) at the rate of 1% on the spending/ withdrawal amount.
  • *Cap spending THB1,600/sales slip/transaction and limit maximum rebate at THB 96/month. Registration required by typing GAS followed by last 12 digits of your credit card number and send to 4712228(THB 3/SMS). 1 January 2024 – 29 February 2024.
  • Rewards reversal will be applied in the statement cycle when reversal transaction is posted which may differ from the statement cycle of corresponding purchase transaction. Accelerated/bonus reward points will be awarded only if cumulative value of new purchase transactions in the respective spend category is higher than the value of transactions reversed.
  • Terms and conditions as well as portion that is responsible by card member follow protection plan issued by the insurance company, Lockton Wattana Insurance Brokers (Thailand) Ltd. For more information, contact 098-249-5657 .
  • Travel accident coverage up to THB 10,000,000 per card for tickets purchased through Citi Rewards card.
    • Cover of THB 7,000 per card member for any flight cancellation or flight delay over 4 hours for either domestic or international flights.
    • Cover of THB 7,000 per card member, in case that the card member’s luggage(s) delivery is delayed for more than 6 hour for travelling to overseas destination for the flight departing from Thailand.
    • Cover of  THB 25,000 per card member, if there is a loss of luggage(s) in case of overseas destination for the flight departing from Thailand
  • As a result of the cancellation of the card, card member hereby acknowledge that the annual fee refund is pro-rate according to non-utilization period of service covered by the card.
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