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Citi Royal Orchid Plus Preferred Credit Card

Your preferred journey.
A travel experience made unique.

Citi Royal Orchid Plus Preferred Credit Card

Welcome gift of up to 27,000 miles

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The fastest way to earn miles with Citi Royal Orchid Plus Preferred

THB 15 = 1 Mile

Earn 1 Citi Rewards Point equivalent to 1 Royal Orchid Plus Mile for every THB 15 spent on your dining, travel and foreign currency, and for every THB 20 spent in other categories.

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25,000 Anniversary Citi Rewards Points

when spending THB 1 million within 1 card membership year and renew card membership in the subsequent year.

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Preferred Fast Track to Royal Orchid Plus Gold Status
Preferred Fast Track to Royal Orchid Plus Gold Status

When spending THB 1 million on your card
within 1 membership year
and either earn 22,000 Royal Orchid Plus Qualifying Miles
or fly 15 international flights with Thai Airways.

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Already a Citi Credit Card member?

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Citi Referral Program

Refer a friend to apply for Citi Credit Card

Get a least THB 1,000 cash rebate*. Refer more, get more

Refer now

Top Citi Royal Orchid Plus Preferred features

Smartphone showcasing a wide range of shopping options where users can redeem Citi Reward Points
Citi Pay with Points

Collect spending and receive points to redeem Royal Orchid Plus miles

Smartphone displaying offers on resorts and travel available with Citi World Privileges
Citi World Privileges

Get deals and discounts

Smartphone showcasing benefits of Installment payment with Citi Paylite
Citi PayLite (Transaction)

Turn big purchases into small payments

Citi Royal Orchid Plus Preferred credit card Ongoing promotions

Banner showing THB 1,000 discount on purchasing Thai Airways products with Cti ROP Preferred credit card

Citi Pay with Points

Every 4,000 Citi Rewards Points = THB 1,000 cash rebate
when purchasing Thai Airways products

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A group of excited women enjoying to shop with the benefits of Citibank year round credit card promotions

Year-round Promotions

Check out latest promotions.

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A happy couple looking at their laptop after converting their big purchase into installment payment

0% Installment Payment

0% PayLite Instalment up to 10 months at participating stores.

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Make your travel experience unique
in less than 10 minutes

Get a new Citi Royal Orchid Plus Preferred Credit Card from your phone or computer in an easy, paperless signup process

THB 10,000 (+VAT THB 700)
for first-year annual fee and
THB 10,000 (+VAT THB 700) for the following years


20 – 60 years old

*Terms & Conditions Apply.

  • Age: 20 – 60 years old
  • Required documents: ID card copy, house registration copy, payroll slip / company registration copy, personal bank statement

  • Age: 20 years old and above
  • Required documents: Passport copy, valid work permit, payroll slip / company registration copy, personal bank statement

Citi Royal Orchid Plus Preferred Credit Card Online Acquisition Terms and Conditions

  • Promotion valid from 1 January 2024 – 29 February 2024
  • Card members are required to enroll for e-statement on the first cycle and pay THB 5,000 annual fee + VAT 7% (THB 350).
  • Get up to 17,000 Citi Rewards Points when spending over THB 30,000 within 30 days of card approval, excluding interest, annual fee, collection fee and other fees.
  • Earn 10,000 bonus miles for new Citi Royal Orchid Plus Preferred primary card members when purchasing and flying first international flight on Thai Airways within 12 calendar months of card approval date. Ticket purchases must be round-trip and on valid booking class codes. This promotion excludes booking class code L/G/V/W, Thai Smile flights, Star Alliance flights, Codeshare flights, redeemed mile ticket, award tickets (O/I/X class) and complimentary tickets.
  • 10,000 Royal Orchid Plus miles will be uploaded within 120 days after the flight date.
  • 10,000 Royal Orchid Plus miles are eligible for card members who have not been entitled to this program.
  • Citi Rewards Points will be given within 4-8 weeks according to the terms and conditions
  • Citi Rewards Points are limited to one item per qualified primary card members
  • Citi Rewards Points are non-refundable and non-transferable after card members' acknowledgement
  • The Bank reserves the rights to change promotion or gift without earlier prior notice.
  • The Bank reserves rights of final decision on any disputes arising out of or in connection with this promotion.
  • Please check promotion details before applying.
  • The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK, Brazil, New Zealand. This application is not, and should not be construed as, an offer, invitation or solicitation to apply for any of the Citi Credit Card and other services mentioned herein to such individuals.


Citi Royal Orchid Plus Preferred Credit Card Product Details

  • All Citi Royal Orchid Plus Preferred card members' spending will be evaluated monthly. Once spending reaches the spending conditions and sufficient qualifying miles / sectors are accumulated, you will be upgraded to Royal Orchid Plus Gold status for a full 2 year period.
  • The evaluating period to attain Royal Orchid Plus Gold Status is every 12-month period, counting from the credit card approval date. If your spending and qualifying mile do not meet the Gold status criteria within 12 month period, then they will be re-evaluated starting from the next card membership year.
  • Royal Orchid Plus Gold Status is reserved for primary card members only, and cannot be transferred. This offer is limited for card members who have remained Citi credit card member status and paid annual fee.
  • To retain the Gold Status membership given by Preferred Fast Track program of Citi Royal Orchid Plus Preferred credit card, Citibank will evaluate from spending of THB 2 million within 2-year of ROP Gold status and accrue 44,000 qualifying miles/ 30 international flights on Thai Airways on the same period or accrue 22,000 qualifying miles/ 15 international flights on Thai Airways on the last 12 months before the current Gold Status expires.
  • Card member who already has Royal Orchid Plus Gold status will not be eligible for Fast Track upgrade to Gold Status until the current Gold status expires. Eligible miles will be counted after the current Gold status expires.
  • The Bank refers to Mastercard® and Visa Merchant Category Code (MCC code) for spending categories, in which travel categories include hotel reservation, air tickets, car rental, and travel agent only.
  • For spending in dining and travel category in Thai Baht, the calculation of THB 15 = 1 Citi Rewards Point is limited to THB 200,000 per billing cycle. For spending over THB 200,000, the calculation of THB 20 = 1 mile is applied.
  • Citi Rewards program is not applicable for the following expenses: cash advance, mutual fund, unit-linked products, land transfer fee, utility (electricity and water) as well as spending at Makro, payment transactions via Citibank Online and cancellation of goods and services (domestically and internationally) or any type of tax refund, interest and fees.
  • Spending above THB 20,000 per billing cycle at domestic and overseas gasoline stations will not be eligible to earn Citi Rewards Points.
  • Spending above THB 100,000 per billing cycle at hyper mart and supermarket will not be eligible to earn Citi Rewards Points.
  • From 1 August 2023 onwards, The Bank will discontinue rewards points and bonus points via your Citi Royal Orchid Plus Preferred Credit Card on spending transactions in Thai Baht on posting date at overseas merchants and online merchants registered outside Thailand.
  • Card members are entitled to access the lounge unlimitedly when flying international or domestic flights with Thai Airways or Thai Smile Airways from 1 January 2024 – 31 December 2024 (both primary and supplementary card)
  • Please present your Citi Royal Orchid Plus Preferred credit card together with your boarding pass at a reception area of each lounge.
  • Card members can enjoy complimentary access to Royal Silk Lounge at Suvarnabhumi airport Concourse E when flying international flights and at Concourse A when flying domestic flights at Chiang Mai and Phuket airport.
  • 5 working days advanced reservation is required for Limousine service and Meet & Assist Service. For more information, please visit
  • Citi Pay with Points program is available from 1 January 2024 – 13 April 2024.
  • Annual fee: THB 10,000 (+ VAT THB 700) for the first year and THB 10,000 (+VAT THB 700) for the following years for primary card. THB 2,000 (+ VAT THB 140) for supplementary card. As a result of the cancellation of the card, card member hereby acknowledges that the annual fee refund is pro-rate according to non-utilization period of service covered by the card.
  • Interest rate including penalty fees and other service charges at maximum of 16% per annum. Cash withdrawal fee at 3% of amount withdrawn. Payment fee based on the points of service providers from THB 0 to 50. Card replacement fee in case of loss/damage of THB 500. Statement re-issuing fee of THB 50. Copy of sales slip fee of THB 200. Transaction investigation fee of THB 200. Collection fee of THB 50 for the first cycle and THB 100 for the following cycle - only applies if outstanding balance is over THB 1,000 (Effective from September 12, 2021 onwards). Currency conversion risk factor maximum 2.5% of the standard exchange rate set forth by Mastercard® and /or Visa on retail or cash transactions incurred in foreign currencies, collectible in Thai Baht. Details of interest rate and fees are available at
  • Rewards reversal will be applied in the statement cycle when reversal transaction is posted which may differ from the statement cycle of corresponding purchase transaction. Accelerated/bonus reward points will be awarded only if cumulative value of new purchase transactions in the respective spend category is higher than the value of transactions reversed
  • In case of any payments default, whether in whole or in part, The Bank is eligible to charge interest during the period of payment default, at the rate as deemed appropriate by The Bank , which shall not exceed the maximum interest rate chargeable under applicable laws. In case that your outstanding balance equals to or exceeds THB 1,000 and this Citi credit card agreement is still remain valid, then collection fee will be charged at THB 50 for the first cycle which outstanding balance remains unpaid. In case that the outstanding balance remains unpaid for more than one cycle, you will be charged the collection fee at THB 100 for each of the following cycle(s).
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