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Use when necessary and pay back full amount on time to avoid 16% of interest rate

Discover the exceptional - Priority Pass, Limousine Transfers and more

Earn Citi Rewards Points

earn 2 Citi Rewards Points for every THB 25 spent locally and 3 Citi Rewards Points for its equivalent spent in foreign currencies

Earn up to 5% annual Relationship Bonus Points

based on your spending in the last 12 months.
*From 19 April 2024 onwards, Citi Prestige anniversary bonus points will be calculated on Citi Prestige Credit Card approval date

Enjoy unlimited complimentary access

to over 1,300 lounges in Thailand and
worldwide through Priority Pass card
(excludes accompanying guests)

Better Benefits when you combine
Citi Prestige with



Citi Prestige Credit Card

Citi Prestige

  • Earn up to 3X Citi Rewards Points for every THB 25 spending in foreign currencies*
  • Earn up to 2% annual Relationship Bonus Points based on annual spending*
  • Complimentary 4th night at participating hotels*

Citi Prestige credit card placed on a smartphone with Citigold

Citi Prestige + Citigold

  • Earn extra Cash Back of up to THB 30,000 for spending via Citi Credit Cards*
  • Earn up to 5% annual Relationship Bonus Points based on annual spending*
  • Receive exclusive Citi Prestige annual fee privileges*


Citigold status refers to a customer who has the outstanding balance of deposit and/or investment of THB 5 million.

Already a Citi Credit Card member?

A group of people sitting on a couch and referring their friends for Citi Prestige Credit Card through the Citi Referral program

Citi Referral Program

Refer a friend to apply for Citi Credit Card

Get a least THB 1,000 cash rebate*. Refer more, get more

Top Citi Prestige Credit Card features

Smartphone showcasing a wide range of shopping options where users can redeem Citi Reward Points
Citi PayWithPoints

Redeem your points to pay for any purchases

Smartphone showcasing Citi Thank You Rewards benefits
Citi Thank You Rewards

Redeem and manage your points flexibly

Smartphone highlighting benefits of Install payment with Citi Flexibill
Citi FlexiBill

Turn statements into small payments

Exclusive promotions for Citi Prestige card members

A car tank getting fueled up at Shell Gas station with Citi Prestige cash rebate

Shell Gas Station

3% Cash rebate at Shell gas stations
for every THB 800/sales slip. 
(1 January 2024 – 31 March 2024)

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A delicious dining set up at a luxurious restaurant, with Citi Prestige dining privileges

Dining Privileges

Up to 30% discount at The Peninsula Bangkok
and The St.Regis Bangkok.

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A happy couple shopping online via laptop using Citi Paylite 0% Instalment

0% PayLite Instalment

0% PayLite Instalment up to 10 months
at participating stores

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Access to Citi Prestige in less than 10 minutes

Get a new Citi Prestige Credit Card from your phone or computer in an easy, paperless signup process

Annual fees THB 7,900
(+ VAT THB 553)

20 – 60 years old

Exclusive welcome offer of 22,000 Citi Rewards Points*

20 – 60 years old

Required document:
Copy of ID Card, copy of home registration, payroll slip (for salaried) or copy of company valid registration (for self-employed) and bank statement of personal account

20 years old and above

Required document:
Copy of passport and valid work permit, payroll slip (for salaried) or copy of company valid registration (for self-employed) and bank statement of personal account

*Terms & Conditions apply

Terms and Conditions

  • Promotion valid from 1 January 2024 – 29 February 2024.
  • For more details about interest rates, service charges, fees and other expense. Click here.
  • The Bank reserves the right not to reward credit card transactions incurred from spending on cash advance, mutual fund, unit-linked products, land transfer fee, utility (electricity and water) as well as spending at gas stations, Makro, payment transactions via Citibank Online and cancellation of goods and services (domestically and internationally) or any type of tax refund, annual fee, interest and fees.
  • Spending above THB 100,000 per billing cycle at Hypermarket & Supermarket are not eligible to earn Citi Rewards Points. For spending THB 0-100,000, earn 2 Citi Rewards Points from every THB 25 spent as normal.
  • Types of spending transaction eligible for Citi Rewards Points exclude Cash Advance, Balance Transfer, Click for Cash/Call for Cash, spending at Makro, spending at gasoline stations, Mutual Fund, LTF, RMF, Utility (water & electricity), amount of the bill payment service via Citibank Online, annual fee, interest and other fees. The bank has the right to deduct reward points if the customer is awarded a tax refund, or cancel any purchasing products or services ordered, either Domestic or International.
  • From 1 August 2023 onwards, The Bank will discontinue rewards points and bonus points via your Citi Prestige Credit Card on spending transactions in Thai Baht at overseas merchants and online merchants registered outside Thailand.
  • Rewards reversal will be applied in the statement cycle when reversal transaction is posted which may differ from the statement cycle of corresponding purchase transaction. Accelerated/bonus reward points will be awarded only if cumulative value of new purchase transactions in the respective spend category is higher than the value of transactions reversed.
  • Priority PassTM card will be delivered within 45 days after your Citi Prestige credit card gets approved.
  • The Bank has no involvement in goods & services, The Bank reserves rights of final decision on any disputes arising out of or in connection with this promotion.
  • The Bank has the sole and absolute discretion to determine any considerations related to promotions, and any decision of the Bank is final and binding on the customer. For more information regarding terms and conditions of program promotions, please visit
  • As a result of the cancellation of the card, card member hereby acknowledge that the annual fee refund is pro-rate according to non-utilization period of service covered by the card.
  • Interest rate including penalty fees and other service charges at maximum of 16% per annum. Cash withdrawal fee at 3% of amount withdrawn. Credit Card annual fee by card type from THB 0 to 99,000 per annum. Payment fee based on the points of service providers from THB 0 to 50. Card replacement fee in case of loss/damage of THB 500. Statement re-issuing fee of THB 50. Copy of sales slip fee of THB 200. Transaction investigation fee of THB 200.Collection fee of THB 50 for the first cycle and THB 100 for the following cycle - only applies if outstanding balance is over THB 1,000 (Effective from September 12, 2021 onwards). Currency conversion risk factor maximum 2.5% of the standard exchange rate set forth by MasterCard® and/or Visa on retail or cash transactions incurred in foreign currencies, collectible in Thai Baht. Details of interest rate and fees are available at
  • The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK, Brazil, New Zealand. This application is not, and should not be construed as, an offer, invitation or solicitation to apply for any of the Citi Credit Card and other services mentioned herein to such individuals.
  • From 19 April 2024 onwards, Citi Prestige anniversary bonus points will be calculated on Citi Prestige Credit Card approval date.


Terms and Conditions for Citigold Privileges

  • These privileges are for new Citigold customers that open an account from 1 January 2024 – 29 February 2024.
  • 1. Cash Back for New Citigold Customers Terms and Conditions, please click here
  • 2. Citigold privileges Terms and Conditions, please click here
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