Secured Overdrafts Facility

You can have it when you want it.

Have Extra Cash up to 100% of your Time Deposit balance with Citibank Secured Overdraft Facility

Secured Overdrafts

Now you can make your assets work harder for you. With Citibank Secured Overdraft, you will have extra cash up to 100% of your Time Deposit balance.

  • You will have extra cash up to 100% of your Time Deposit balance, when you pledge them as collateral with Citibank
  • With our special interest rate offer, you will have extra cash to fulfill your plans, seize an investment opportunity, start a business venture, pay off an existing loan or use it for any purpose without liquidating your assets
  • No minimum monthly repayment
  • Enjoy easy access to your account via ATM, online, and phone
  • Fee-free cash withdrawal through Citibank ATM and participating ATM locally and globally*
  • Apply to Thai citizen only
  • Have Time Deposit account with Citibank
  • Duty Fee charge 0.05% of Secured OD line approved but not exceed 10,000 baht
How to Apply
Citibank, N.A. Bangkok Branch
399 Interchange 21 Building, Sukhumvit Road, Klongtoey Nua Sub-district, Wattana District, Bangkok 10110.
Tel: 02-081-099902-081-0999
Citibank, N.A. Central World Branch
4, 4/1-2, 4/4, 4th floor, Room B411-2 (Bank zone), Rajdamri Road, Pathumwan Sub-district, Pathumwan District, Bangkok 10330.
Tel: 02-079-850002-079-8500
Citibank, N.A. The Crystal Branch
213, 215 The Crystal Phase 3, Unit 301 Building I, Praditmanutham Road, Ladprao, Ladprao, Bangkok 10230
Tel: 02-078-744402-078-7444



  • *Transaction fee is waived for Citi ATMs worldwide, except Citi ATMs in Australia, Costa Rica, El Salvador, Guatemala, Honduras, Panama, Paraguay, Uruguay, Peru, and Kazakhstan. Country coverage may be subject to change. Citibank reserves the right to modify the list without prior notice. Withdrawal from non Citibank's ATM may be subject to transaction fee, depending on respective banks. Terms and Conditions according to bank Notification.