Cash Advance on Phone/Online

Citibank Ready Credit

Order a lump-sum anytime.

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Citibank Ready Credit Order a lump-sum anytime

Cash Advance on Phone/Online

This service from Citibank Ready Credit allows you to transfer your available credit line to your own bank account. With this feature, you will get special interest rate and be able to manage your payment more efficiently by paying fixed installment every month.

Benefits

Convert your available credit line to your desired saving or checking account.

Get cash transferred to your bank account within 1 working day for the following banks:

Bangkok Bank PCL, Kbank, Krung Thai Bank, Siam Commercial Bank, Siam City Bank,UOB, Standard Charter Bank (Thai), CIMB Thai Bank, Bank of Ayutthaya, HSBC, Government Housing Bank, Thanachart Bank, Citibank N.A.

For other banks, it will take 3 working days.

Make equal payment with tenure of 6, 9, 12, 15, 18, 24, 36 or 48 months.

No processing fee

Special interest rate when apply via Citibank online

Channel to participate in: Citiphone Banking at 1588 or Citibank Website

Interest Calculation: Monthly

A minimum loan amount: Baht 10,000

Repayment: Statement Installment Amount

Collateral: No

Fee: No

Sample of Installment Calculation

Interest 21% p.a. (effective rate)

For monthly income Baht 30,000 and above

Loans Size
(Baht)
Tenor (months)
6 12 18 24 48
10,000 1,770 931 652 514 310
20,000 3,540 1,862 1,305 1,028 619
40,000 7,081 3,725 2,610 2,055 1,239
50,000 8,851 4,656 3,262 2,569 1,548
100,000 17,702 9,311 6,524 5,139 3,097
150,000 26,553 13,967 9,787 7,708 4,645
200,000 35,405 18,623 13,049 10,277 6,193

Interest 23% p.a. (effective rate)

For monthly income Baht 20,000 - 29,999

Loans Size
(Baht)
Tenor (months)
6 12 18 24 48
10,000 1,780 941 662 524 321
20,000 3,560 1,882 1,324 1,047 641
40,000 7,121 3,763 2,649 2,095 1,282
50,000 8,901 4,704 3,311 2,619 1,603
100,000 17,802 9,408 6,621 5,237 3,205
150,000 26,704 14,111 9,932 7,856 4,808
200,000 35,605 18,815 13,243 10,475 6,410

Interest 25% p.a. (effective rate)

For monthly income Baht 15,000 - 19,999

Loans Size
(Baht)
Tenor (months)
6 12 18 24 48
10,000 1,790 950 672 534 332
20,000 3,581 1,901 1,344 1,067 663
40,000 7,161 3,802 2,688 2,135 1,326
50,000 8,951 4,752 3,360 2,669 1,658
100,000 17,903 9,504 6,719 5,337 3,316
150,000 26,854 14,257 10,079 8,006 5,057
200,000 35,806 19,009 13,438 10,674 6,631
How To Apply

Sorry. Thai Nationality could apply only. For Thais, please apply in Thai version page.

General Services:

Term and condition

  • This privilege is only for customers who apply Call for cash (Cash Online) via Citibank website
  • Citibank reserves the right to approve Call for cash (Cash Online) based on the bank's criteria
  • Approval Loan amount depended on outstanding balance in your Ready Credit Account.
  • Customers have to read and accept term and condition of this program before applying this program
  • Early Pay off Fee for Call for cash (Cash online) Program is not greater than 28% per year when aggregated with other interest, fines, service fees and commissions calculating from transaction date. Our system shall not automatically close customers' requested loan; therefore, you do require to inform our Citiphone Banking (1588) on this requests. We shall waive this fee if customers have already paid their 12th installment onward.
  • Payment fee could cost 0 - 40 BATH per expenditure on Third party or others. 50 Baht on request for copied of your Ready Credit account per cycle cut. The Collection fee will be charged 250 baht per time, and renewal your Citicard will be charged 200 baht per card.