Cash Advance on Phone/Online
This service from Citibank Ready Credit allows you to transfer your available credit line to your own bank account. With this feature, you will get special interest rate and be able to manage your payment more efficiently by paying fixed installment every month.
Convert your available credit line to your desired saving or checking account.
Get cash transferred to your bank account within 1 working day for the following banks:
Bangkok Bank PCL, Kbank, Krung Thai Bank, Siam Commercial Bank, Siam City Bank,UOB, Standard Charter Bank (Thai), CIMB Thai Bank, Bank of Ayutthaya, HSBC, Government Housing Bank, Thanachart Bank, Citibank N.A.
For other banks, it will take 3 working days.
Make equal payment with tenure of 6, 9, 12, 15, 18, 24, 36 or 48 months.
No processing fee
Special interest rate when apply via Citibank online
Channel to participate in: Citiphone Banking at 1588 or Citibank Website
Interest Calculation: Monthly
A minimum loan amount: Baht 10,000
Repayment: Statement Installment Amount
Interest 21% p.a. (effective rate)
For monthly income Baht 30,000 and above
Interest 23% p.a. (effective rate)
For monthly income Baht 20,000 - 29,999
Interest 25% p.a. (effective rate)
For monthly income Baht 15,000 - 19,999
Sorry. Thai Nationality could apply only. For Thais, please apply in Thai version page.
Term and condition
- This privilege is only for customers who apply Call for cash (Cash Online) via Citibank website
- Citibank reserves the right to approve Call for cash (Cash Online) based on the bank's criteria
- Approval Loan amount depended on outstanding balance in your Ready Credit Account.
- Customers have to read and accept term and condition of this program before applying this program
- Early Pay off Fee for Call for cash (Cash online) Program is not greater than 28% per year when aggregated with other interest, fines, service fees and commissions calculating from transaction date. Our system shall not automatically close customers' requested loan; therefore, you do require to inform our Citiphone Banking (1588) on this requests. We shall waive this fee if customers have already paid their 12th installment onward.
- Payment fee could cost 0 - 40 BATH per expenditure on Third party or others. 50 Baht on request for copied of your Ready Credit account per cycle cut. The Collection fee will be charged 250 baht per time, and renewal your Citicard will be charged 200 baht per card.