Citibank Ready Credit Premium

Citibank Ready Credit 3 conveniences, making life easy

1. Withdraw money anywhere
2. Order a lumpsum anytime
3. Installment buying with Citibank PayLite

Citibank Ready Credit 3 conveniences, making life easy

Ready Credit Premium

Citibank Ready Credit: 3 conveniences, making life easy

Convenience 1: Withdraw money anywhere. Whenever or where ever you want cash, you can withdraw cash at any bank's ATMs

Convenience 2: Order a lumpsum anytime. Whether you want a small or large lumpsum, you can ask for it to be transferred to your account anytime. It gets even better as you can equal installments up to 48 month.

Convenience 3: Installment buying with Citibank PayLite.Choose to do either short or long tenor installment buying on selected items with 0% interest through Citibank PayLite.

Benefits

Free

  • No annual fee for life
  • No ATM withdrawal fee
  • No transfer fee

Convenient

  • No matter where you are, enjoy instant access to cash from ATMs nationwide and worldwide, 24 hours, 7 days, with no withdrawal fee* for ATMs with these logos

  • You can use your Ready Credit Check to pay for, insurance premiums and bill payment.
  • We have various repayment channels
  • CitiPhone Banking @1588 is available 24 hours everyday.
  • Internet Banking via Citibank Online.
  • Maximum withdrawal 5 times a day or 100,000 baht.

Flexible

  • The amount remaining in the account in Citibank Ready Credit can be money transferred to your account at any time by free transfer fee. Repayments fixed with equal monthly installments up to 48 months with Call For Cash program.
  • The amount remaining in the account in Citibank Ready Credit can be money transferred to your account at any time by free transfer fee. Repayments with minimum loan amount THB 200 or 4% of the outstanding balance, whichever is greater with Money Transfer program.
  • You can ask for a temporary line increase by simply call 1588 Citiphone Banking 24 hours a day.

* For overseas withdrawal, transaction fee is waived for Citibank ATMs worldwide, except Citibank ATMs in Australia, Costa Rica, El Salvador, Guatemala, Honduras, Panama, Paraguay, Uruguay, Peru and Kazakhstan. Country coverage may subject to change. Citibank reserves the right to modify the list without prior notice. Withdrawal from non Citibank's ATM may subject to transaction fee, depending on respective banks.
Remarks: This is to inform you that Citibank has stopped offering Citibank Rewards Point upon spending via Ready Credit since 1 November 12.
However, Ready Credit member can continue to redeem existing Citibank Rewards Point as per normal process. For more information, please call 1588.

Interest Rate

Interest Rate:

24% p.a. for monthly income THB 30,000 and above

Qualification
Qualification (Officer, Government officer, State Enterprises Officer)
  • Monthly Income ≥ 30,000 Baht
  • At least 20 years old
  • Thai
  • Have a native habitat as in house registration in the following provinces
Required Documents
  • Copy of ID card
  • Copy of house registration
  • Certificate of income or salary slip
  • Copy of bank statement for the last 3 months
Qualification (Business Owner)
  • Monthly Income ≥ 30,000 Baht
  • Operating the same business for at least 2 years
  • At least 20 years old
  • Thai
  • Have a native habitat as in house registration in the following provinces
Required Documents
  • Copy of ID card
  • Copy of house registration
  • Enterprise registration certificate that issue term is no more than 6 months
  • Copy of enterprise's or your bank statement for the last 6 months

Note: *Citibank reserves the right to retain your submitted documents for records and verification irrespective of any situation.

Click on to expand and on to minimize the details.

Citibank reserves the right to approve the applications of applicants who have a native habitat as in house registration in the following provinces:

  • Chiangmai
  • Chaingrai
  • Lamphun
  • Pitsanulok
  • Lampang
  • Nakornsawon
  • Prae
  • Khonkaen
  • UdonThani
  • Ubonratchthani
  • Nakornratchsima
  • Aakolnakorn
  • Roi-ed
  • Buriram
  • Chaiyaphom
  • Nongkhai
  • Mahasarakarm
  • Yasotorn
  • Phuket
  • Suratthani
  • Nakornsrithammarat
  • Trang
  • Songkhla
  • Chumphon
  • Krabi
  • Chonburi
  • Rayong
  • Chantaburi
  • Ratchaburi
  • Petchaburi
  • Supanburi
  • Kanchanaburi
  • Prachuabkirikan
  • Lopburi
  • Tak
  • Kampangpetch
  • Petchchaboon
  • Bangkok and perimeter (Samutprakarn, Samutsakorn, Samutsongkram, Chachoengsao, Nakornpathom, Nonthaburi, Pathumthani, Ayudhaya and Saraburi)
Apply

Sorry. Thai Nationality could apply only. For Thais, please apply in Thai version page.

Disclaimers:

Sorry. Thai Nationality could apply only. For Thais, please apply in Thai version page.