Turn big purchases into small payments

Get what you love with ease

Turn your big purchase into affordable installments with no processing fee.

Shop whatever you like

Works for purchases at any merchant THB1,000 and above on your credit card.

Get in control

Extend your payment even longer. Choose your repayment plan for up to 36 months.


Convert statement balance after cycle cut

Flex Pay


Convert transaction before cycle cut

Pay Lite
Happiness is easy
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Don't know how to convert your spending?
Simply proceed with your fingertips within 1 minute.
Don't have Citibank online account yet?
Apply now for free within 3 minute simply by having card with you.
Don't have Citi Credit card and Ready Credit yet?
Receive approval results within 5 working days.
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How others are using PayLite and FlexiBill

Back-to-school expenses can easily add up. Sam starts his daughter off on the right foot with Citi FlexiBill.
A US road trip has always been on Jen's bucket list. With Citi FlexiBill, she made it happen.
Seasonal buys
Seasonal buys
Christmas cheer comes with a lot of festive spending. Kevin uses Citi FlexiBill to spread the season's bills over time.

Download Citi Mobile® App
to Use PayLite and FlexiBill

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You can also access Citibank Online here or contact CitiPhone

Terms & Conditions

Click here to view the whole terms and conditions