Turn big purchases into small payments

Get what you love with ease

Turn your big purchase into affordable installments with no processing fee.

Shop whatever you like

Works for purchases at any merchant THB1,000 and above on your credit card.

Get in control

Extend your payment even longer. Choose your repayment plan for up to 36 months.


Convert statement balance after cycle cut

Flex Pay


Convert transaction before cycle cut

Pay Lite

Citibank, N.A. Terms and Conditions: -First time converting is required to convert via online channels only.Online channels are SMS from Citi, Citi Mobile® Application, Login via www.citibank.co.th, fill the form in www.citibank.co.th/convertEN - Customers who has converted spending during 1 Oct – 31 Dec 19 are not eligible for this program. -Citi PayLite is converting credit card unbilled amount with interest charged (excluded Citi PayLite at merchants).-Citi FlexiBill is converting credit card billed amount with interest charged. - Approval and interest rate are subject to Citibank’s sole discretion. - Reserve the rights for eligible credit card holders and participating transactions only. - In case of booking inquiry, please contact 02-232-4288 Mon-Fri 08:00-18:00.- Limit 1 gift/customer. - The gift will be delivered by 30 Sep ’20.- Citibank reserves the right not to offer gift to any customer who pre-terminates plan. - The gift cannot be exchanged for cash.- In case of product defect, please contact product owner directly. - PCBO83

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Receive approval results within 5 working days.
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How others are using PayLite and FlexiBill

Back-to-school expenses can easily add up. Sam starts his daughter off on the right foot with Citi FlexiBill.
A US road trip has always been on Jen's bucket list. With Citi FlexiBill, she made it happen.
Seasonal buys
Seasonal buys
Christmas cheer comes with a lot of festive spending. Kevin uses Citi FlexiBill to spread the season's bills over time.

Download Citi Mobile® App
to Use PayLite and FlexiBill

Download on the App Store GET IT ON Google Play

You can also access Citibank Online here or contact CitiPhone

Terms & Conditions

Click here to view the whole terms and conditions