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Citibank, N.A. Terms & Conditions: • Supplementary card, Citi Royal Orchid Plus, Citi Cash Back Visa, Citi Simplicity cannot participate Instant Rewards Program. • Citi M Visa cannot participate at Loft. • This Promotion cannot be used in conjunction with other promotions. • Instant Citi Rewards transaction cannot be changed, cancelled or transferred points back to card member’s account. • In case that the card member does not have enough points, Citibank reserves the right to cancel the redemption transaction. • Only card member with no outstanding overdue balance or spending over credit limit can perform Rewards redemption. • All disputes about quality of products and/or services should be resolved directly with the merchant. • The bank reserves rights of final decision on any disputes arising out of or in connection with this promotion. • For more information, please check at the point of sale or call 1588 • CBLE87
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