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The most valuable credit card at Makro

Citi Makro Credit Card

The most rewarding credit card at Makro

Make every shopping rewarding with Citi Makro Credit Card

Earn 2X Citi Rewards Points on 16th of every month

for every THB 100 spent at Makro and every THB 25 spent elsewhere

1X Citi Rewards points

on every spending of THB 100 at Makro
and THB 25 elsewhere

Redeem Citi Rewards Points for Makro voucher

every 5,500 points can be redeemed for Makro voucher valued THB 500

Top Citi Makro Credit Card features

Citi World Privileges
Citi World Privileges

Get deals and discounts locally & in 90 other countries

Installment payment with Citi Paylite
Citi PayLite

Turn any big purchases into small payments

Citi Flexibill Turn statements into small payments
Citi FlexiBill

Turn statements into small payments

Freedom to do more with the new
Citi Mobile® App

Citi Makro Rewards credit card on Citi Mobile App
Activate Citi Makro Rewards credit card on Citi Mobile App
Smartphone displaying Citi Makro Platinum Rewards credit card secure transaction with Citi Mobile Token
Lock/Unlock feature of Citi Mobile App
Powerful on demand features of Citi Mobile App
Track Citi Makro credit card rewards with Citi Mobile App

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

See your points balance

Citi Makro Credit Card Ongoing promotions

A group of ladies looking excitedly at Citibank's ongoing promotions

Year-round Promotions

Check out latest promotions.

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A happy couple shopping online via laptop using Citi Paylite 0% Instalment

0% PayLite Instalment

0% PayLite Instalment up to 10 months at participating stores.

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Citi Makro Credit Card product details

  • Citi Rewards program is not applicable for the following expense: Cash Advance, Balance Transfer, Click for Cash/Call for Cash, spending at gasoline stations, Mutual Fund, LTF, RMF, insurance and Unit Link (Citibank will refer to Visa Securities–Brokers and Dealers Merchant Category Code 6211), Utility (water & electricity), amount of the bill payment service via Citibank Online, annual fee, interest and other fees.
  • Rewards reversal will be applied in the statement cycle when reversal transaction is posted which may differ from the statement cycle of corresponding purchase transaction. Accelerated/bonus reward points will be awarded only if cumulative value of new purchase transactions in the respective spend category is higher than the value of transactions reversed.
  • Effective from 22 July'15, spending at Hypermarket and Supermarket* over THB 100,000 per billing cycle will not be eligible to earn Citi Rewards Points. For spending amount less than THB 100,000 and all overseas spending in foreign currency, 1 Citi Rewards Point will be given for every THB 25 spending as normal. *Citibank will refer to Visa and Mastercard’s Hypermarket Merchant Category Code 5411 only.
  • Interest rate including penalty fees and other service charges at maximum of 16% per annum. Cash withdrawal fee at 3% of amount withdrawn. Credit Card annual fee by card type from THB 0 to 99,000 per annum. Payment fee based on the points of service providers from THB 0 to 50. Card replacement fee in case of loss/damage of THB 200. Statement re-issuing fee of THB 50. Copy of sales slip fee of THB 200. Transaction investigation fee of THB 200. Collection fee of THB 50 for the first cycle and THB 100 for the following cycle - only applies if outstanding balance is over THB 1,000 (Effective from September 12, 2021 onwards). Currency conversion risk factor maximum 2.5% of the standard exchange rate set forth by Visa and/or MasterCard on retail or cash transactions incurred in foreign currencies, collectible in Thai Baht. Details of interest rate and fees are available at.
  • As a result of the cancellation of the card, card member hereby acknowledges that the annual fee refund is pro-rate according to non-utilization period of service covered by the card.
  • In case of any payments default, whether in whole or in part, the Bank is eligible to charge interest during the period of payment default, at the rate as deemed appropriate by the Bank , which shall not exceed the maximum interest rate chargeable under applicable laws. In case that your outstanding balance exceeds THB 1,000 and this Citi credit card agreement is still remain valid, then collection fee will be charged at THB 50 for the first cycle which outstanding balance remains unpaid. In case that the outstanding balance remains unpaid for more than one cycle, you will be charged the collection fee at THB 100 for each of the following cycle(s).
  • Citibank credit card customers are able to withdraw up to 100% of his/her credit limit, subject to the Bank’s consideration. For more information, please contact CitiPhone Banking at 1588.
  • Spend as necessary and pay the total outstanding balance per due date to avoid interest rates of 16%.
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