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Citi Makro Credit Card

The most valuable credit card at Makro

Welcome gift of 5,500 Citi Rewards Points

Get Citi Makro

Make every shopping rewarding with Citi Makro Credit Card

1X Citi Rewards points

on every spending of THB 100 at Makro
and THB 25 outside Makro.

Up to 100% cash rebate

Redeem Citi Rewards Points and receive up to 100% cash rebate through Citi Pay with Points for every baht spend at Makro.

1% rebate on petrol

for every THB 800 spend/sales slip
at Shell Gas Stations nationwide.

Top Citi Makro Credit Card features

Top Citi Makro Credit Card features

Citi World Privileges

Get deals and discounts locally & in 90 other countries

Citi PayLite

Turn any big purchases into small payments

Citi FlexiBill

Turn statements into small payments

Freedom to do more with the new
Citi Mobile® App

Smartphone displaying Citi Makro Platinum Rewards credit card on Citi Mobile App
Smartphone displaying activation of Citi Makro Platinum Rewards credit card on Citi Mobile App
Smartphone displaying Citi Makro Platinum Rewards credit card secure transaction with Citi Mobile Token
Smartphone displaying Citi Makro Platinum Rewards credit card secure transaction with Citi Mobile Token
Smartphone displaying the  powerful on-demand features of Citi Mobile App
Smartphone displaying the facility to track credit card rewards with Citi Mobile App

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

See your points balance

Citi Makro Credit Card Ongoing promotions


Year-round Promotions

Check out latest promotions.

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0% PayLite Instalment

0% PayLite Instalment up to 10 months at participating stores.

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Make your grocery shopping experience more enjoyable
in less than 10 minutes

Get a new Citi Makro Credit Card from your phone or computer in an easy, paperless sign-up process

1st year annual fee waiver

20 years old or above

*Terms and Conditions apply. For new customers only.

Welcome gift of 5,500 Citi Rewards Points


  • Age: 20 years old and above
  • Required documents: ID card copy, house registration copy, payroll slip / company registration copy, personal bank statement

  • Age: 20 years old and above
  • Required documents: Passport copy, valid work permit, payroll slip / company registration copy, personal bank statement

*Terms & Conditions Apply. For new customer only.

Citi Makro Credit Card’s online acquisition terms and conditions

  • Promotion valid from 1 Jan - 30 Jun 2021
  • Enroll for eStatement by the first cycle.
  • Spend THB 5,000 within 30 days after card issuance.
  • Redeem 500 Citi rewards points for Platinum Trolley Bag 20" valued 5,490 Baht (redemption code: 38680). The premium redemption is limited to one item per qualified primary card member.
  • Citibank reserves the right to offer this promotion only to those who have never been a Citi Credit Card/Ready Credit member and/or who have cancelled their membership with Citi Credit Card/Ready Credit for more than 12 months.
  • Premiums, Citi Rewards Points, and cash rebate will be uploaded within 4-8 weeks according to the terms and conditions.
  • Premiums, Citi Rewards Points, and cash rebate are limited to one item per qualified primary card members.
  • Premiums, Citi Rewards Points, and cash rebate are non-refundable and non-transferable after Card member's acknowledgement.
  • Citibank reserved the right to change promotion or gift without earlier information.
  • Citibank reserved the right to change stock-out premium with the same value without prior notice.
  • In the event of disputes, Citibank has the absolute right to make the final decision.
  • Please check promotion details prior to applying.


Citi Makro Credit Card’s product details

  • Citi Rewards program is not applicable for the following expense: mutual fund, Cash advance, Balance transfer, Click for cash, Call for cash, One-bill (water & electricity), tax refund, cancellation of products or services ordered, either Domestic or International, other gasoline service stations besides Shell, other hypermarkets besides Big C, interest and other fees.
  • Rewards reversal will be applied in the statement cycle when reversal transaction is posted which may differ from the statement cycle of corresponding purchase transaction. Accelerated/bonus reward points will be awarded only if cumulative value of new purchase transactions in the respective spend category is higher than the value of transactions reversed.
  • Citibank reserves the right to change the expiry date of Citi Rewards point with 30 days prior notice
  • Effective from 22 July'15, spending in THB 100,000 at Hypermarket and Supermarket* over THB 100,000 per billing cycle will not be eligible to earn Citi Rewards Points. For spending amount less than THB 100,000 and all overseas spending in foreign currency, 1 Citi Rewards Point will be given for every THB 25 spending as normal.*Citibank will refer to Visa and Mastercard’s Hypermarket Merchant Category Code 5411 only.
  • Interest rate including penalty fees and other service charges at maximum of 16% per annum. Cash withdrawal fee at 3% of amount withdrawn. Credit Card annual fee by card type from THB 0 to 99,000 per annum. Payment fee based on the points of service providers from THB 0 to 50. Card replacement fee in case of loss/damage of THB 200. Statement re-issuing fee of THB 50. Copy of sales slip fee of THB 200. Transaction investigation fee of THB 200. Collection fee of THB 100/Billing Cycle. Currency conversion risk factor maximum 2.5% of the standard exchange rate set forth by Visa and/or MasterCard on retail or cash transactions incurred in foreign currencies, collectible in Thai Baht. Details of interest rate and fees are available at. www.citibank.co.th
  • Citibank credit card customers are able to withdraw up to 100% of his/her credit limit, subject to the Bank’s consideration. For more information, please contact CitiPhone Banking at 1588.
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