CITI LOANS
Lending for all your needs
Experience a better way to borrow when you finance the things that matter to you, your way
Citi Ready Credit
More than ready cash
The card for all your cash needs
*Exclusive for Citi Ready Credit holder
- No cash withdrawal fee at any banks' ATMs nationwide
- Call for cash up to your available credit and transfer to your account in 1 business day. Flexible repayment at 1% of principle or installment plan up to 48 months
- Purchase goods/services with Citi PayLite installment plan, 0% interest up to 36 months at participating stores
CITI READY CREDIT
More than ready cash
The card for all your cash needs
*Exclusive for Citi Ready Credit holder
- No cash withdrawal fee at any banks' ATMs nationwide
- Call for cash up to your available credit and transfer to your account in 1 business day. Flexible repayment at 1% of principle or installment plan up to 48 months
- Purchase goods/services with Citi PayLite installment plan, 0% interest up to 36 months at participating stores
Frequently Asked Questions
Frequently Asked Questions
What types of loans does UOB Thailand offer?
UOB Thailand offers various loans to meet the needs of cardholders, including Citi Ready Credit and Citi Personal Loan. Services like debt consolidation and balance transfer are also available to fulfill your liquidity needs.
How much can I borrow from UOB Thailand?
The approved loan amount will depend on the type of loan you have applied for and your financial situation. For Citi Ready Credit, the maximum approved credit limit is as follows:
- If your monthly income is less than 30,000 baht, you may be granted a credit line of up to 1.5 times your monthly income.
- If your monthly income is 30,000 baht and above, you may be granted a credit line of up to 5 times your monthly income, or 1 million baht.
For Citi Personal Loan, you may be granted a credit line of 5 times your monthly income, or 2 million baht. However, please note that the approved credit line will be subject to the bank’s evaluation of your financial circumstances.
For more information, contact UOB Thailand at 1588 / (662)-232-2484 (overseas dialing) or visit your nearest branch.
What are the requirements to apply for a loan with UOB Thailand?
The requirements to apply for a loan with bank will vary depending on the type of loan you’ve applied for.
Here are the requirements to apply for Citi Ready Credit:
For salaried applicants
- Copy of ID Card/Government Official ID Card/Stated Enterprise ID Card
- Payroll slip/salary certification letter for the current month
- Personal account bank statement from the last 3 months
For self-employed applicants
- Copy of ID Card
- Personal account bank statement from the last 6 months
- Copy of verified corporate registration
Here are the requirements to apply for Citi Personal Loan:
For salaried applicants
- Copy of ID Card/Government Official ID Card
- Copy of house registration
- Salary slip or salary certificate from not more than 2 months ago
- Copy of the first page of your bank account book and a copy of your bank statement from the last 6 months
For self-employed applicants
- Company’s certificate of registration or limited partnership obtained at least 1 year ago
For more information on how to apply for a loan with UOB Thailand, please contact us at 1588 / (662)-232-2484 (overseas dialing) or visit your nearest branch.
How can I repay the loan?
For a Citi Personal loan, you may repay the loan in installments over 12 to 60 months by free charge payment channels, e.g. Prompt pay, Thai post, Lotus’s and Lotus’s express, CP fresh mart or True money.