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Convert  Credit Card spending into monthly instalments with Citi Pay Later

Citi Pay later

Pay Less on your Credit Card or ATM Withdrawal


Turn your Citi Credit Card spending or Citi Ready Credit ATM withdrawal into monthly installments

Login to convert your bill

Turn big purchases into small installment payments

Turn any spending into installments

How much would you like to convert?

THB 1,000
1000
THB1,000
THB3,000,000
Available repayment plans
Est. 258.39 Baht /month for 4 months
Est. 174.53 Baht /month for 6 months
Est. 118.65 Baht /month for 9 months
Est. 90.73 Baht /month for 12 months
Est. 74 Baht /month for 15 months
Est. 66.13 Baht /month for 17 months
This monthly repayment amount is an estimation with 16% interest rate. You can visit Citi Mobile® App to see actual installments.

Turn any ATM Cash withdrawal into installments

How much would you like to convert?

THB 1,000
1000
THB1,000
THB3,000,000
Available repayment plans
Est. 52.87 Baht /month for 24 months
Est. 36.66 Baht /month for 36 months
Est. 29.9 Baht /month for 48 months
The monthly repayment amount is an estimation with 24% interest rate. You can visit Citi Mobile@ App to see actual installments.

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Pay later with Citi Ready Credit

Citibank, N.A. Terms and Conditions:

  • For customer converting ATM Cash withdrawal with Pay later during 1 April – 30 June 2021.
  • Customer are required to participate in this campaign via SMS (one-time registration) by typing EPP followed by the last 12 digits of Citi Credit number (EPP XXXXXXXXXXXX) and send to 4712228 (THB3/SMS)
  • Receive Lotus Voucher valued THB500 when converting ATM Cash withdrawal with Pay later up to THB 80,000
  • Limit only one Lotus Voucher per customer, Lotus Voucher will be given to the highest spending conversion within 31 December 2022.
  • Citi PayLite is converting Citi Credit Card or Citi Ready Credit unbilled amount with interest charged (excluded Citi PayLite at merchants)
  • Citi FlexiBill is converting Citi Credit Card or Citi Ready Credit billed amount with interest charged
  • Online channel consisted of SMS from Citi, Citi Mobile® Application, Login and via www.citibank.co.th
  • Promotion approval and interest rate is varied among individuals depending on other conditions in accordance with Citibank’s sole discretion. Citibank reserves the right for eligible Citi Ready Credit holders and participating transactions only
  • Citibank reserves the right to offer Lotus Voucher to customer who did SMS registration only and reserves the right not to offer Lotus Voucher to any customer who pre-terminate plan
  • In case of booking inquiry, please contact 02-232-4288 Mon-Fri 08:00-18:00
  • PCBZ36

 

Just a few steps to convert with Citi Mobile® App

Citi PayLite

Convert credit card transactions before cycle cut.

Select Pay Later
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4

Citi FlexiBill

Convert statement balance into installments.

Select Pay Later
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3
4

FAQs

Terms & Conditions apply. In case of any issues, please contact 02-232-4288 Mon-Fri 08:00 – 18:00.