Citi Ready Credit - Instant Cash Advance Loans
One card completes all your cash needs
Free Cool Cabin Bag size 9” valued THB 2,500 when applying for Citi Ready Credit online*
Make your dreams come true with Citi Ready Credit Cash Card
Cash Advance Amount
THB 10,000
Special Promotion
Special Deal! 0% interest rate for cash withdrawal in the first 2 billing cycles
Plus Free! Premium Cool Cabin Bag size 9” valued THB 2,500 for Citi Ready Credit online applicants
Subject to the Bank's terms and conditions
Please click here for promotion terms & conditions.
Ways to make your move:
Ready for every opportunity with Citi Ready Credit
Age requirement
20 – 60 years old
Citizenship eligibility
Thai citizen
Minimum salary requirement
15,000 Baht
Please submit the following:
For salaried:
- Photocopy of ID Card / Government Official ID Card / Stated Enterprise ID Card
- Current month Payroll slip/salary certification letter
- Bank Statement of Personal account (updated last 3 months)
For self-employed:
- Photocopy of Identification Card
- Bank Statement of Personal account (updated last 6 months)
- Photocopy of your verified corporate registration
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How do I apply for Citi Ready Credit? -
What are the requirements? -
What is the maximum credit limit that can be approved? -
How do I use my Citi Ready Credit account? -
How much can I use? -
Are there any minimum repayments each month? -
Can I get an increase in my credit limit if I am in need of more funds? -
How is interest calculated? -
How do I make the payments? -
Are there any fees to pay? -
How do I request a new ATM pin or change ATM pin?
Citi Ready Credit Acquisition Promotion Terms and Conditions:
- Promotion valid from 1 Jan’24 – 29 Feb’24
- Enroll for eStatement by the first cycle
- Receive 0% interest rate offer (ATM withdrawal) for first 2 consecutive billing. After the first 3 consecutive billing, card will be charged the normal interest rate.
- Receive Cool Cabin Bag size 9” valued THB 2,500 for customers who have over THB 10,000 of ATM withdrawal or at least 1 transaction of Citi PayLite/Call for Cash or Citi PayAll within 60 days after card issuance
- The Bank has a right to offer the bag to Ready Credit applicants who give us their email address only
- Bank will notify the result of receiving the bag within 90 days from the end of the month in which the card was fully utilized, subject to conditions. The notification will be sent via SMS to the mobile number provided in your application. Cardholders must register to confirm receipt of the bag by sending an SMS with the message "RCAC" followed by the 12-digit number of your Citibank Ready Credit card to 4545678 (SMS fee of 3 baht per message). Registration must be completed within 60 days from the date you receive the SMS notification from the bank. You must also receive a confirmation message in response to successfully registering.
- The Bank reserves the right to offer this promotion only to those who have never been a Citi Ready Credit member and/or who have cancelled their membership with Citi Ready Credit for more than 12 months.
- Premiums are limited to one item per qualified card members
- Premiums are non-refundable and non-transferable after Card member's acknowledgement
- The Bank reserved the right to change promotion or gift without earlier information
- The Bank reserved the right to change stock-out premium with the same value without prior notice
- In the event of disputes, The Bank has the absolute right to make the final decision
- Please check promotion details prior to applying
- The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK, Brazil, New Zealand. This application is not, and should not be construed as, an offer, invitation or solicitation to apply for any of the Citi Credit Card and other services mentioned herein to such individuals.
Citi Ready Credit Product Details:
- Benefit Book, please click
- Terms and conditions, Please click
- For overseas withdrawal, transaction fee is waived for Citibank ATMs worldwide, except Citibank ATMs in Australia, Costa Rica, El Salvador, Guatemala, Honduras, Panama, Paraguay, Uruguay, Peru and Kazakhstan. Country coverage may subject to change. Citibank reserves the right to modify the list without prior notice. Withdrawal from non Citibank's ATM may subject to transaction fee, depending on respective banks.
- Call For Cash/Quick Cash applicants must comply the bank's terms and conditions and/or Citi Ready Credit loan agreement such that the Call For Cash/Click For Cash product is under Citi Ready Credit's credit limit. The bank will exempt pre-termination fee for the applicant who complete at least 12 monthly payment.
- The Bank will exempt pre-termination fee for the applicant who complete at least 12 monthly payment.
- The Bank has the right to change or cancel any special campaign without preemptive announcement. All changes and announcements solely depend on the bank's decision.
- Interest rate including penalty fees and other service charges at 24%-25% per annum (effective rate), Payment fee based on the points of service providers from THB 0 to 50, Card replacement fee in case of loss/damage of THB 200, Statement re-issuing fee of THB 50, Collection fee of THB 50 for the first cycle and THB 100 for the following cycle, Collection fee will not be charged, if your outstanding balance is less than THB 1,000 Details of interest rate and fees are available at www.citibank.co.th