Cash Advance from ATM

Withdraw cash anywhere anytime with no withdrawal fee

Withdraw cash anywhere anytime  with no withdrawal fee

Citibank Ready Credit – Cash Advance from ATM

Citibank Ready Credit - Cash Advance from ATM
  • Convenient access to cash anytime anywhere with no withdrawal fee at any bank's ATMs nationwide
  • Affordable interest at less than 1 Baht per day for 1,000 Baht withdrawal
  • Flexible repayments at a minimum of 200 Baht or as low as 4% of the outstanding balance, whichever is greater
Benefits

You can withdraw cash from all ATMs nationwide and Citibank ATMs worldwide with the following logos 24/7.

ATM cash withdrawal allowance per day:

Allowance Min Amount/time Max Amount/day Times/day
ATM cash withdrawal 100 Baht 100,000 Baht Up to 5 times

No withdrawal fee

You can repay at a minimum of 200 Baht or as low as 4% of the outstanding balance, whichever is greater.

Interest Calculation

Calculate interest from cash advance

  • Cash advance amount
  • Interest rate p.a.
  • Transaction date
  • Payment date
  • Interest per day

    0

  • Number of days

    0

  • Total interest

    0

Remark:

Monthly Income* (Baht) Effective Rate** (p.a.)
15,000-19,999 28%
20,000-29,999 26%
30,000 Up 24%

*Citibank Ready credit member's monthly income is evaluated based on Citibank's terms and conditions.

**The effective rate is calculated on a daily basis.

ATM Pin on the Fly

Citibank Ready Credit customers can request a new ATM pin or change their ATM pin immediately through:

  • 1. Choose "My Profile" menu

  • 2. Choose the "Change ATM PIN" from the left menu

  • 3. Enter One-Time PIN received via SMS to your primary mobile number

  • 4. Select the card that you want to change the ATM PIN

  • 5. Enter your old and new ATM PIN

  • 6. Successfully changed your ATM PIN

CitiPhone Banking

Note:

*Citibank Ready Credit's account number 10 digit beginning with 04,05 or 8 only and not a 16-digit number on Citicard

**Citicard is the cash card of Citibank Ready Credit.

Disclaimers:

For overseas withdrawal, transaction fee is waived for Citibank ATMs worldwide, except Citibank ATMs in Australia, Costa Rica, El Salvador, Guatemala, Honduras, Panama, Paraguay, Uruguay, Peru and Kazakhstan. Country coverage may subject to change. Citibank reserves the right to modify the list without prior notice. Withdrawal from non Citibank's ATM may subject to transaction fee, depending on respective banks.