*Member Get Member Program Details:

• Referrer must obtain consent from referees to disclose their personal information: names and telephone numbers to Citibank.
• Only referrers with the following criteria are eligible to participate in Member Get Member program.
  1) Existing Citi Credit Cards/ Citi Ready Credit/ Citi Retail Banking customers, or
  2) New Citi Credit Cards/ Citi Ready Credit which application process has yet to completed, or
  3) Non-Citi customers who have applied for Citi Credit Card or Citi Ready Credit within 1 year counting from the referral date.
• Referees are eligible to this referral program only if below criterion are met:
  1) Not existing Citi Credit Card Members / Citi Ready Credit Customers (new applicants only), or
  2) Ex-Citi customers who have terminated all Citi Credit Cards / Citi Ready Credit / Citi Retail Banking account with more than 12 months
• Referees from Member Get Member via online channel will receive additional THB 500 cash rebate of online acquisition offer when they have at least 1 transaction within 30 days after Citi Credit Card or Citi Ready Credit get approved. (In case that referees get approved for more than 1 Citi product, the referees will earn THB 500 cash rebate at most)
• Cash rebate will be credited to the referee’s Citi Credit Card or Citi Ready Credit account (spending condition must be met) within 90 days after program ends. If referees get approved for both Citi Credit Card and Citi Ready Credit and have spending in both products, the cash rebate will be credited to Citi Credit Card account.
• Citibank will accumulate number of successful referrals under the same referrer at the end of the program. Qualified referees under this program must get approved for Citi Credit Card or Citi Ready Credit or open Citi Priority or Citigold account during 1 September – 31 October 2020. Details of the Referral Rewards are as below:

Tier 1 Rewards for Referrers

Referrers will be rewarded for every successful referral according to the product which the referees apply as per below table.

Tier 2 Special Rewards for Referrers

Terms and Conditions about Referral Rewards given to Referrers:

• For Tier 1 Rewards, referrer with successful referrals will be rewarded depending on the product which referee successfully applies as per Tier1 Rewards for Referrers table.
• In case that referee gets approved for Citi Credit Card or Citi Ready Credit account, cash rebate will be credited to referrer’s Citi Credit Card or Citi Ready Credit account within 90 working days after program ends.
• In case that referee opens a Citi Priority or Citigold account and has total deposit and/or investment balance per criteria, cash rebate will be credited to referrer’s Citibank savings account within 90 days after the month the referee opens a Citi Priority or Citigold account. In case that the referrer does not have Citibank savings account, cash rebate will be credited to Citi Credit Card account with highest spending.
• For referrer who earns 2, 3, 5 or 7 referral points or more during the program period, both Tier 1 and Tier 2 cash rebate will be rewarded according to number of referrals. Only existing Citibank customers are eligible to Tier 2 special rewards.
• Citibank will offer Tier 2 Special Rewards to the referrer within 90 days after program end. Citibank will credit cash rebate to Citi Credit Card, Citi Ready Credit, or Citibank savings account of the referrer.
• The referrer must have active Citi Credit Card, Citi Ready Credit with good payment history in order to be eligible for the rewards.
• For 1) referrer who doesn’t have any active Citibank products but used to apply for Citibank products or 2) referrer who is not able to receive cash rebate rewards, Citibank will offer gift voucher with an equivalent value of cash rebate by post (only applicable for Tier 1 Rewards).
• The referrer who does not have a Citibank account and has not applied for any Citibank products within the past 1 year will not be eligible to participate in this program.
• In case that the referee opens a Citi Priority or Citigold account, the referrer will receive rewards according to terms and conditions of Citi Priority or Citigold Member Get Member program. More details are as follows:
  
  Citi Priority: https://www.citibank.co.th/en/citi-priority/referral-program.htm
  
  Citigold: https://www.citibank.co.th/en/forms/citigold/membergetmember.htm


• Referees who are eligible to this program must not be existing Citi Credit Card Members / Citi Ready Credit Customers (new applicants only) or customers who have terminated all Citi Credit Cards / Citi Ready Credit account within 12 months
• In case that referee has been approved for more than 1 Citi product (Credit Card or Citi Ready Credit), the referrer will earn 1 referral point/cash rebate/cash voucher per 1 referee according to the table.
• If the referee opens a Citi Priority or Citigold account, the referrer will earn additional referral points /cash rebate/cash voucher according to the table.
• This program is reserved for the following products issued by Citibank, N.A. (Thailand):
  1) Citi Credit Cards (except Citi Simplicity Credit Card) 2) Citi Ready Credit account and 3) Citi Priority/Citigold account. The referee who applies for Citi Simplicity Credit Card will not be counted as a successful referral under this program.
• Citibank reserves the rights to verify with the referees and do not offer any rewards to the referrers if the referees do not recognize the referrers.
• Citibank reserves the rights to make the final decision which the first referrer should get the referral rewards when there are more than one referrer referring the same referee.
• Citibank reserves the rights to not disclose any approval status of the referees to the referrer for their confidentiality. Citibank will inform referrers of total numbers of successful referrals of Citi Credit Cards, Citi Ready Credit, Citi Priority, or Citigold.
• The value of rewards the referrer receives from participating in the Member Get Member program, including gift voucher, cash rebate or merchandise is considered as personal taxable income. Citibank is responsible for submitting a withholding tax certificate stating the value of the rewards as the referrer’s taxable income to the Revenue Department as required by laws. It is the referrer’s responsibility to disclose the source and the value of the additional taxable income, in relation to your participation in the program, and submit the tax form. The referrer may request a letter confirming the value of such rewards from Citibank to support the personal income tax clarification.
• Citibank reserves the rights of final decision on any disputes arising out of or in connection with this program.
• Citibank reserves the rights at its absolute discretion to terminate this program or to vary, delete or add to any of these terms and conditions as appropriate without prior notice.
• The referral rewards is not applicable to referrers and referees if the referee is a resident individual of the European Union, European Economic Area (EEA) or any other jurisdictions where referral activity is restricted.

Additional Terms and Conditions for Citi Priority and Citigold Referrals

• Citi Priority customer refers to a customer who has opened a deposit and/or investment accounts with new funds with a minimum of THB 1 million but not exceeding THB 5 million.
• Citigold customer refers to a customer who has opened a deposit and/or investment accounts with new funds with a minimum of THB 5 million.
• The referee needs to be a new customer who has never opened a deposit account or invested in Mutual Funds with Citibank, N.A. Bangkok branch.
• Opening deposit and/or investment accounts with new funds means the source of funds to be deposited and/or invested must solely come from outside Citibank. Funds transferred between Citibank accounts shall not be deemed as new funds.
• The referee must still maintain Citi Priority or Citigold status at the time that the referrer receives the referral rewards.
• A US person is not eligible for this program.